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Georgetown University Press

Car Insurance


Who Pays for Car Accidents?: The Fault versus No-Fault Insurance Debate (Controversies in Public Policy series)

Array (Paperback) Georgetown University Press 2001-12-18


Price: $18.95

Answers

Which USA car insurance companies provide the best rates for NON-USA license holders?
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I am in California for 3 months and have a UK license.


here's two comparison sites you can try
http://car-insurance.moneysavecenter.com /a/1.html
http://finance.ebookorama.com/ukusa-sele cted-resources1.php
betw them they'll compare about 20 main carriers

Auto/Car Insurance Coverage Laws Explained - New York State


*New York State Auto/Car Insurance Coverage Laws Explained We have two types of insurance in New York State required of every motor vehicle. One ...

Can holders of UK driving licenses obtain car insurance in USA to buy a car?
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I want to buy car in USA and use for 6 months, I do not want to hire.


Yes you can, although you will have to find a insurance company willing to do it. In US not all of the companies will do it. Take also in account that since you do not have a US driving record, your insurance fee will be higher than somebody with a good driving history, even if you are a good driver.

Can you pay mounthly for Car insurance in the USA?
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Can you pay monthly for Car insurance in the USA?
Also, if im a tourist that will do about 8 thousand miles in just over a month, would this make it higher? Or would it not matter how many miles im going to do? I will have a English passport.

Thanks!


Hi,

Yes you can! It may make it a little higher that you are going to be driving a lot. The insurance companies usually put you in a category based on how many miles you average per year and if you're in a higher category I imagine your rates are a little higher but I don't think all companies even ask about mileage. Check out the source I've listed below. I don't think that they take mileage into consideration and know that they have good rates.

Good luck!

B.

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How car insurance works in usa?
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For example what is most common insurance people have in usa it only covers damage repair of someone i crashed into or my car as well, whats the difference in price?
Okay i find out there are 3 types,
fully comprehensive.
third party + legal
third party only.

Is "fully comprehensive" additional insurance or it includes "third party + legal" inside it?


For car insurance the quickest method to get a free quote is do a car policy comparison. Be sure to choose the same coverage amounts, you can get an fast quote to compare against others. Use the same zipcode, auto make and model, mileage and driving history to make sure you get an apples to apples comparison. To get mulitple auto quotes, go to http://www.usinsuranceadvisor.com/Auto-I nsurance.html and you can compare all the major auto insurance companies.

Do I need additional Insurance when renting a car in the USA?
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I have full car insurance in the UK. Does this cover me when I rent a car in the USA or do I legally have to take out further insurance?


Your UK car insurance does not cover you.

In the USA you are not legally obliged to take out insurance to cover you for damage to the vehicle or for any accident to third parties whether riding in the car or not who may sue you for damages - although you would be foolish if you didn't.

If you are considering having a hire car in the USA as part of a UK holiday package deal then they always add on insurance charges to indemnify you for everything; you have to pay for this either up front or at the time of the rental.

You are not legally obliged to take out this extra insurance but you may find that the rental is subject to taking it out.

A fully inclusive car hire from a broker often works out cheaper than the extra insurances a package holiday company want to add on. So if you were on a fly drive holiday for instance you just walk away from the drive bit and pick up your pre booked car from elsewhere.


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