Us Agency Car Insurance

life is to expensive!

DENTISTRY IS A SPECIALISED FEILD OF SERVICE,,

ABOUT CAR INSURANCE COMPANIES I DUNNO WHY!!!

BUT WHEN YOU FEEL YOU BEEN RIPPED OFF, THEN WHO DO YOU GO TO, YES THATS RIGHT THE LAWYERS AND THEY RIP YOU OFF WITH A SMILE, AND I BET YOU WILL GLADLY PAY THAT!!

2007-02-23 13:39:57 by mfront2002

Thank you for sending us your video testimonial and allowing us to post it on our YouTube channel Sun Insurance Agency. We are so glad you are our ...

I've run into some serious financial strain within the past year. I stopped making payments on my car insurance under the assumption that they would cancel within two weeks at the latest. I was wrong and I have learned my lesson. I will call and cancel next time. In the meantime, I believe they charged me for another month, plus late fees.

I need car insurance - at the minimum liability as I live in Virginia, US - but I owe the old car insurer (Progressive) money. I've called and spoken to an agent - they said (obviously) that I must pay what is owed and then pay the premium for the new term before they can activate my car insurance again. I can not afford this right now.

My question: Can I simply go to another company and get car insurance to cover me now (therefore just paying a premium) and worry about paying the other insurer the balance owed later (which would be just the debt)?

There are reasons why insurers want to see your credit records before they quote you and this is one of them.
But perhaps if you pay for a full year upfront they'll have no reason to doubt you'll pay them.
Surely the best way to find out is to just get quoted and see.
Here's one I know http://best-american-insurers-free-compa rison.servicesarticles.com
But I'd shop around for insurance as their prices will differ wildly.

2008-08-26 06:02:42 by H

some people get their car insurance from a "insurance agency?" so in the little office they get their quotes and stuff from the agent, so correct me if i'm wrong, the client is getting his insurance through the agent, so my question is, wouldn't it be cheaper if you just sign up for car insurance directly on the insurance companies' websites, skipping the middle man?

thanks for reading it

In many cases you can buy direct from an insurance company but often you may find it a better option to go through an agency. An independent agent works with several different companies some of these companies don't sell direct to consumers. The agent never adds a surcharge but they get paid by the insurance company on a commission basis.

In most cases the rate is the same but the agent is able to negotiate with the insurers on your behalf to find the best deal for you. Because of this often agents can get a better price then purchasing direct from a carrier. Also they are able to shop several companies at once to find the best deal.

Either option works but with an independent agent you also get their advice in choosing the correct policy and understanding your coverage. Often when you have a claim they will also help negotiate Your claim with the insurance carrier on your behalf.

2009-07-15 12:05:24 by Foode C

We've had a frustrating mix-up with State Farm. Basically, they insured my husband for 6 months without his paying anything. It wasn't intentional on the part of my husband or myself; our agent told us we didn't owe anything, or we would have paid months ago.

Now, however, they're wanting us to pay $1600 for those 6 months as well as for the next 6 months.

We're not financially in a position to do this.

Our insurance agent told us that, at the risk of losing our business, he felt we should know that we're "ahead" at this point and that, if we left State Farm and went to another agency, State Farm would be unable to get the past-due money from us.

This seems like the logical thing to do at this point, but my concern is for our credit scores. Technically, can you owe an insurance company money? If he went six months without paying, why didn't they just cancel his insurance rather than running up a tab?

They're not a lender, so do they have the power to negatively affect our credit scores?

I think that anyone that you owe money to can file a report for non payment with your name on it. They just take you to court and it'll happen automatically.

2008-07-31 13:18:02 by Stephanie A

My car was parked in a friends driveway. My friend backed into my car. The damage is 3, 400 dollars worth. When the insurance writes a check to fix the damage, who will the check be written out to. The car shop?... or to me? My company is US Agencies
http://1proxyserver.cn/car-insurance.htm l

to the owner of the car, name on the insurance policy.

2009-05-19 04:49:13 by katie