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Texas Car Insurance


Answers

Does someone know the penalty for a motorist not having car insurance in Texas?
Pro Formula Mazda Al Boenker www.thanksal.com

The car is insured, and the driver is authorized to drive it. Got speeding ticket and showed proof of insurance for auto. Went to get deferred adjudication and included copy of insurance card where authorized user but now being asked for insurance on driver.


A friend had to pay 345 for no insurance

I've had good results here...

http://www.knowledged.info/go.php?link=i nsurance

Good Luck.

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I'm buying a used car in Texas, and need car insurance coverage; what is the minumum required by law?
Al Boenker Race Team ww.thanksal.com

Car insurance in Houston is so expensive!! I was wondering what is the minimum coverage that I need to pay? I can't afford to pay almost half of my monthly payment on car insurance!! That's crazy!

Do you know what is the minimum required by law? It would be a 60 months leased car.

Thank you!
GOD bless!


Hi Linda,

In Texas the minimum requirements for liability are 25/50/25. This insurance will cost you about $25 a month.

There is a good insurance company in Dallas. See my source below.

Hope this helps. Good luck and God bless :)

See my source below.

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Do you have to have proof of car insurance to get your car inspected in texas?
Al Boenker  ww.thanksal.com

Just wanted to know if you have to have proof of car insurance in order to get your car inspected in the state of Texas?


Yes! The first thing they ask for in order to start your inspection sticker is proof of insurance.

In Texas, what year did having car insurance or proof of responsibility become a law?
Al Boenker  ww.thanksal.com

In Texas, what year did having car insurance become a law?


I would say some time in the 80's. I came into this business in Tennessee in 1981 and I can remember customers needing ID cards for when they passed thru Texas. (It was loooooong before Tennessee required it!)

Daughter taking mother's car to Texas but not on title or insurance ?
Pro Formula Mazda Al Boenker www.thanksal.com

Hi, I would like to get my 20 year old daughter covered under her grandmother's car insurance who lives in Ohio but daughter is resident of New York. My daughter will be in Houston for 4 months and needs transportation for internship. What might be the best way to handle coverage and what type of laws exist in Texas, i.e. no fault?


Great question.

Texas is a no fault state. The best option is to get a basic liability policy and add uninsured and under-insured motorist. In Texas it is estimated 32% of vehicles have NO insurance coverage. (YIKES)

For 4 months of coverage it should cost $149. Not a lot of money for the piece of mind and protection you will get.

Hope this helps. Contact my source below. They are in Texas


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