Specialty Car Insurance

I think it's a shopping service. You can pick which company you want. It's not really a good because it's a not tangible product. It's not exactly clear what the precise definition of your choices are, though.

2006-05-25 05:04:16 by 10-da-roni

www.CheaperAutoInsuranceRates. com historical vehicle insurance (historical vehicle insurance) "historical vehicle insurance&quot ...

Life, Liberty and the Pursuit of 'Free' Health Care
Every new 'right' the U.S. government has promised has turned into a massively expensive failure, yet the media continue to cheer supporters of tax-funded programs.


Americans are obsessed with rights. We always have been.

But the concept of rights our forefathers laid out in the Declaration of Independence has changed dramatically. Those rights – life, liberty and the pursuit of happiness – were acknowledged to come from the Almighty, given equally to all people. Today’s rights come from Almighty Government.

Health care is the newest “right.” From presidential candidates’ universal plans to the return of HillaryCare to Michael Moore’s movie “Sicko,” it’s all over the media.

Calling it a “right” is an emotional argument advanced by those who want others to pay for their health care. They bring out the children and ask whether anyone can deny them the “basic human right” of health care – but don’t bother with the evidence showing how health care in this country would be harmed by government control.

A look at other modern “rights” might give us a clue about how well a new system would work. These rights started out as privileges, among them education and a paid retirement.

Now education is not only considered a right, it’s a mandate. How well has it worked? American students attend school at least until their teen years, but 15-year-olds ranked 24th out of 29 countries in aptitude for “real-life math problems,” according to The Washington Post. Literacy surveys suggest one in five American adults is functionally illiterate. And taxpayers keep shelling out money to fund the system.

Americans also cherish the right to retire – but we expect to be supported in our old age. Younger workers and employers are forced to support retirees, funding another right.

And how well has that worked? The poorly designed, outdated Social Security system is disintegrating rapidly as the number of retirees balloons. But once you’ve established a right, it’s difficult to take it away. The government, which promises such rights, must go to its sugar daddy – taxpayers – to keep the rights coming.

We’re already well on our way toward the health care right/mandate. Want to be more like Canada? It’s not that far off. Cato’s Michael Cannon has pointed out that third parties in America pay 86 cents of every dollar of our health care – about the same as Canada’s socialized system.

What we – or rather, those third parties – pay for health care is already determined by the government as well. Emory University medical professor Robert Swerlick has noted that “the pricing of medical care in this country is either directly or indirectly dictated by Medicare.” This market meddling even causes doctor shortages, he says, in needed areas of specialty.

Prescription drugs are already considered a right, thanks to political moves like the Medicare drug benefit and massive media support. A Business & Media Institute study found broadcast journalists treating prescription drugs as though they grew on trees. Overall, the coverage supported the idea that medications should magically be available to everyone at far lower costs.

Of course, the magic behind new “rights” is your money.

Cannon and fellow Cato expert Michael Tanner explained problems with tax-funded care in their book “Healthy Competition: What’s Holding Back Health Care and How to Free It.” If health care is guaranteed to everyone, how much does everyone get? Who decides who receives what, and how would the care be administered? What happens if everyone wants the most expensive treatment available?

“With the wide variety of medical tests and treatments that consumers may claim as their right, someone at some point must decide where the right to health care ends, lest the nation be bankrupted,” they wrote.

We’re well on our way toward that as well. Our “rights” to Social Security and Medicare devour about 40 percent of the federal budget. State and local property tax revenue, which normally funds education, mushroomed about 35 percent between 2000 and 2005, according to the Tax Foundation. We can’t afford any more “rights” like that.

But the left says tax-funded care is right for the children. Meanwhile, what becomes of them? They’re growing up in an America where the “rights” mentality is deeply ingrained, and the media continue to feed them with it.

When the children come of age, perhaps they’ll want the right to a job. They won’t remember that France already tested that idea for us, and it led to high unemployment and rioting. Perhaps they’ll guarantee Disney vacations for all families and force childless Americans to pay for it. “The pursuit of” will conveniently fade away as they look to government to guarantee happiness.

They will know less and less of a true right – liberty – and have no idea where it comes from.

Man how did you get such a long question on Y!A?

What is funny in this entire discussion is the socialists who want government control of health care will tell you that other countries do it so should we. Which reminds me of my mother, she used to chide me when I used such a phony argument was that if every one else jumped off the bridge would I also.

She was right, just because other countries have tripped down the path of socialism does not justify AMerica doing it.

No one in this country is without health care, anything to the contrary is just a LIE. YOu can get care when you need it, just go to an ER and they will care for you, and the most amazing thing about this one simple great feature of our country, you will receive care regardless of your ability to pay.

SO you see, this whole thing is smoke and mirrors, kind of like class envy. The socialists will tell you you do not get what those who have more money get, which is a LIE. Care is care.

2007-06-07 15:39:42 by GREAT_AMERICAN

Price: $5.95 $5.95

I have a 1962 Mustang that I don't typically drive. I would like to purchase insurance; however, I have been told that I should shop around from my exisitng standard carrier. I have heard from friends that I can get a much lower premium with a "specialty carrier". Any thoughts?

My 68 Mustang is $120 every 6 months with State Farm (yes full coverage) and it is insured for my appraised value of 23000. There does not seem to be much room there to save.

And yes State Farm is a stated value on classic cars.

2007-06-26 06:08:25 by jcmann33

Price: $49.99 $49.99

Provides both physical security for GPS units, and a visual deterrent against potential "smash and grab" thieves.
Braided stainless steel cable provides extra security by attaching your GPS enclosed by the maplock, to the steering wheel
Provides user with the confidence to leave their GPS in the car, where it is needed.

My car was parked outside my house and was hit. The damaged area is the side rear near the tires, and gas tank, trunk ect. Basically my car was like a sandwich between the other car and the side walk crushing it.

My insurance advised me to take it to their choice of shop and an “adjuster” would take a look, I suggested I would take it to the dealership and have them estimate damages and tell me if it may be considered as total loss as I’m afraid that the frame was damaged and the car is not safe to drive.

Should I trust the insurance adjuster or go with my dealership? I am really hoping the car is a total loss as I wouldn’t like driving an unsafe car.

2007 Hyundai Tiburon
Insurance Co is Unitrin Specialty

Help Help Help

Take it to the dealership body shop and if the insurance company wants to look at, their adjuster can hash it out with the body shop manager - there's really no need for you to get involved any further than this.
Note: This vehicle doesn't have a conventional frame, but is a unit body construction (as are most cars today) and can be repaired safely and successfully in most cases unless it is cost prohibited.

2009-03-17 08:30:48 by jera915

without my dad taking me off of his health insurance and taking my car away? Is it possible to bring up to the court that it is necessary for me to get to my school to have a car because no buses run to my specialty school and that I need insurance and share custody by giving money to my mom every month?

First off, your non-custodial mother should have been the one providing the medical insurance, so clearly there was bias in the decision. As a non-custodial father, he will have to provide it. As for the car, why can't your mother provide it? It isn't likely that your mother was paying child support, so why should she receive it?

2009-01-05 21:16:40 by brookers