Mercury Car Insurance

I recently opened up a policy with Mercury car insurance because they gave me the best quote. A month later my roomate was doing research and found a large amount of people giving bad reviews of Mercury car insurance. Since I don't know anyone who has Mercury car insurance I was hoping someone out there could give me some good feedback as to whether or not they are worth renewing in 5 months.

This is a company like Geico. Yes they save you money but when you need them to actually pay for coverage you will get hassled.

Never agree to limited tort- you limit your rights to recover for damages when you actually might need it.

Always keep you insured amounts high like 100,300 and 50 at the min. The higher the more protected you are ---thinking cheaper by using low limits can come back in your face.

Match the uninsured/under-insured to the same high amounts as above.

Ask what the difference in premium would be for a deductible of 100,250,500 and see what is best for you. Remember this is what you pay in case of a claim. You might be surprised how little it raises your premium with a lower deductible- maybe not.

Never,
Never, use the drive-thru claim service or the service when they come to your house etc.. They give you a check and good luck finding a body shop that will do the repairs for that amount. Look around for a reputable body shop in advance and have the car towed there if unable to drive) because they are in the business of repairing cars where as the insurance company business is to make money so they avoid paying what is necessary.

Add rental care option usually 30 -35 a day for a max for a month so you have transportation while vehicle is being repaired.

Travelers insurance is good coverage at a reasonable premium in my area. You could ask the body shop you find to be reputable to see which co. worked with them the best. But if they are a direct repair facility there answer might be tainted.
Direct repair is when a body shop agrees to work with the insurance co. (at a lower repair rate) in return for direct referral of their business.

2007-10-25 00:30:26 by rocktcasbah2000

www.stopprop17.org --- Tell every Californian you know to get the real story from our friends at the Campaign for Consumer Rights. Ever hear of a ...

Had coverage with Mercury insurance. Expired 12/05/07, but renewed it on 12/07/07. During the on day lapse was hit by an uninsured vehicle and now Mercury insurance states there is no grace period, so I wanted to know if there is a California law that states other wise?

No coverage - policy was expired and why would they want to cover the loss?

The company would look at from the stand point that you might NOT have paid the renewal if you had not have had the accident.

Looks like this one is one you.

Good luck and I hope this helps!

2007-12-13 11:23:56 by Lucy M

Price: $14.81 $5.98

Manufactured from high quality components to meet the demanding conditions of the automotive cooling system
Patented safeguard against overheating
When overheating occurs, fail-safe automatically locks in the open position to permit maximum coolant flow

I have Mercury car insurance and I pay for ful coverage, I just totaled my 12 month old Camry and now my agent is telling me that I do not have access to a rental car, that the only way to get ono under my contract is if the vehicle was stolen. Is there anyone that can help because I think i'm getting ripped off and don't have a clue on what to do next. I really appreciate your time, thank you.

You are not being ripped off. There are a couple of companies that include car rental in their policy but most do not. I have been an agent for years and everytime I offer the coverage to someone they always turn it down. I quit offering and include it in my quote. Under an insurance contract if your vehicle is stolen, after so many hours they will provide you with a rental vehicle. It is to late now but it would be a good idea so go in and review your policy. Make sure that you go over all of your coverages and ask your agent about any additional coverages that may be available.

2007-12-08 13:58:53 by MexicaliDad

Price: $17.16 $6.92

Patented safeguard against overheating
Maintains optimum engine performance temperatures
When overheating occurs, fail-safe automatically locks in the open position to permit maximum coolant flow

Just curious on how they rate compared to other insurance companies.

I think you are a sexy b****!!!!

2006-10-11 10:00:35 by Kitty

I have already two cars with Mercury insurance, and how much more will the price raise to add a third car to Insurance for a teenager who has license

Well, of course, it will be a good bit - it always is with teens. But you should be sure to ask for a multiple vehicle discount, and a good student discount (if it applies). You can also see if they will give you an additional discount if your teen takes a defensive driving course.

Also, if the cars have specific safety features name each one of them and ask for discounts for each one. They can give you those if you bring them up specifically.

It is definitely cheaper to add them to your policy than for them to have a separate policy.

2007-11-21 16:25:51 by Dr. Vargas