Car Insurance
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Answers
I don't care how old or what car I just want to know which car gets the lowest insurance cost for a 16 year old.
Your parents car will be a good bet. If you have to get your own car, have your parents add you to their policy. Otherwise, get a car that is safe, slow and gets good gas mileage and the rates should be ok. Compact cars like a camery, kia, taurus, cavalier and etc.. should be good money savers.
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I am 25. I want to buy a cheap car with one way insurance. thanks a lot
Many many factors go into the rating for your insurance premium.
Besides the obvious (don't get tickets, don't get in accidents, etc.) there are other ways to lower your insurance.
Some vehicles are more expensive to insure than others. Before you buy, get quotes from an agent to see which car is the cheapest to insure. You may be surprised which ones are less.
Next, watch your mileage. The less you drive, the cheaper your insurance will be.
Choose your coverages wisely. There is a fine line between under and over insuring yourself. You may be paying for more coverage than you really need.
The area in which you live also plays a major role in how much your premiums will be. The more cars and accidents that occur in your area, the more your insurance will cost.
Hope this helps
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i have an old car and sometimes i use it but i think i pay too much to insure it $55 a month and it is just liablity insurance and i am looking for an online insurance company that can give me a very low rate
www.esurance.com.. www.thegeneral.com
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looking for the best rate without spending all day, thanks for the help!
I always try these first
http://insurance.moneysavecenter.com?id= ap3
my insurance is kicking my ass. work sucks... low pay. But I need my car for work! I need a lower rate! Who are you with and how much do you pay a month?
There is no ONE insurance company that is right for everyone - and what I pay for insurance is based on me....and has no bearing on you.....
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!
Good luck, drive RESPONSIBLY and I hope this helps!
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19 Year Old Male Auto Insurance?
Who has the cheapest insurance rates for a 19 year old male? I drive an 07 Mustang GT Convertible and am currently insured with USAA. My premium is 0 a month. I am sick of paying this much. I am 19 and have had my license for 15 months with no accidents or tickets. So, is anyone cheaper than USAA? Are there any real site that I can go to that will compare quotes from all the major insurers? I don’t care if I am insured with a big company or a small company ran out of a cubicle, I just want cheap insurance.
Progressive and Geico both will offer quotes online, but they are inaccurate, do not consider your driving history, or your credit history, and will likely give you lower results than the ones you will actually have to pay. Free up a few hours, and call insurance adjusters for each of the following insurers: E-Surance, Geico, Progressive, Allstate, State Farm, Farmers Insurance and Mercury. You may have other local insurers, but these are the biggest. Ask for a quote that includes your PIP, Comprehensive, Collision, Road Side assistance, and Rental reimbursement. You need to know how much you are paying for each of these, and you must know if there are any other fees, charges or coverages for which you are paying. Now find out what discounts you are getting. you should have one for anti-lock breaks, one for an alarm system, you might also get a good student discount, and a good driver discount.
...Low Cost Car Insurance – The Information One Should Know About ...
Car insurance is what almost every driver expects for. There’s mo wonder about it because for everyone it’s a rather a good possibility to cover a possible damage of a car. For a perfect driver it should be an evitable part of every purchase of a car. So that should be obligatory for you. Don’t forget about this a very necessary procedure. In order to carry it out properly you should make a thorough comparison of car insurance companies.
Of course, choosing the appropriate insurance company isn’t an easy matter. So a special attention is required when you select different variants concerning car insurance companies. You can hardly imagine how many matters you are to take into consideration in order to succeed with your choice. A great variety of factors can influence on your choice. For instance, quality and price can be among those possible factors.
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