Florida No Fault Car Insurance

I was told that there are some no fault states if a ticket was not given.

First, if there was no ticket issued, this is no indication of who was at fault.
All "no fault" means is that your own policy will pay for your medical bills (& sometimes lost wages & a death benefit) no matter who was at fault. "No fault" came about to try to prevent some lawsuits, figuring if the injured party's medical bills were paid, they would be less likely to sue the at fault party. This didn't work as planned.
There is ALWAYS someone at fault (with a 50/50 BOTH parties are equally at fault). The insurance companies will assign fault to the parties involved. It can be 100% one persons fault, 90/10, 80/20, etc.

2007-07-14 19:03:51 by thehazymoon

southfloridaautoinsurancecompa nies.org Orland is a major tourist destination in Florida. It is the seat of Orange County and ranks as the 5th ...

We have no fault insurance in Florida and I was involved in an accident where some one ran into the back of my car resulting in injury. My insurance company paid its part and their insurance company has offered to pay its part, but it is not enough. I have hired a lawyer but even with what he is able to get it is not enough. All I am trying to get is reimbursement for medical costs and lost time costs. I am an independent contractor and have no recourse for workman's comp.

If you have already gotten a lawyer then you have nothing else you can do. Good Luck.

2007-10-18 16:32:58 by Henry C

I had an accident yesterday (looking back we were both at fault)
At first I told the girl i would take care of it but now I am thinking we should file a report and go the conventional way? Anyone have ideas/insight/experience on/with this?

36 Days

2007-02-24 05:01:18 by Esther R

i had an accident last year and i was at fault neways i bought a car today but i need insurance to take it out but i was shocked when state farm dint approve me and all the others are charging over 6000 every six months and i want to now what can i do it has to be full cover does any one have any suggestions on what i should do plz!!!!!! also will it be better to go with lake a locar one. i dont want to return the car its an 02 galant

I never heard of Auto Insurance that cost over $12,000.00 per year ! If your figure is correct, I would not be driving and If I did drive, it would be a $500. "beater" with only liability coverage. You should have checked insurance rates before you bought the car, not after. Like, punctuation, spell check

2008-08-13 21:11:33 by jceasar32

Okay I was in my sisters car when the accident happened. The problem is that I was on my way to go to the tag/title and insurance office I just bought a new car, so I had no car insurance of my own, otherwise my car insurance would have been the responsible one. The next person responsible for my hospital bills would be my sisters car insurance company. They didn't want to pay so I am going to talk to my sisters lawyer today. I know they will be able to get my medical bills paid for, but why do people normally hire a lawyer after an accident and why does someone who is hurt only minor hire a laywer to get a settlement, I am not familiar with all of this, so I'm curious if I should just take the step of getting my medical bills paid or go a step further and sue the guys company who hit us, because I know I have been to the doc a few times since then and may have to get physical therapy, so help me please I know nothing about all of this, send me a note!!!

The details you provide are a little unclear, but I will try to offer my advice:

If you have been involved in a motor vehicle accident and aren't the party at fault, you are entitled to compensation including but not limited to:

Restitution for bills incurred through medical care and rehabilitative care.

You are also entitled to compensation for lost wages from any time you were unable to work as a result of the injury, and any additional "pain and suffering".

The total amount of settlement (on average) is three times your loss.

You obtain a lawyer to take care of filing all the paperwork- sending letters to the medical facilities indicating that payment will be made once your case is settled.

Your lawyer will then begin the process of negotiating with the at fault's insurance company to come up with a figure which they feel is appropriate for your accident. IF the number isn't acceptable, you go to court.

This is when you must decide if the total injuries and bills justify the time and expense of going before a judge.

Keep in mind a laywers fee is usually 1/3rd of your settlement.

Your situation is a little different- your sister's insurance should cover all your expenses as you were her passenger, and your sister is the one who should be pursuing a claim- her losses include not only your medical expense, but hers and her vehicle. Part of her claim would be to recoup the money paid out to take care of you.

Hope this makes sense, and I hope you and your sister get well soon!

2006-06-26 06:31:46 by glrjch