Car Insurance
Ariz. lawmakers tackle discount car insurance. (California & the Western States supplement): An article from: National Underwriter Property & Casualty-Risk & Benefits Management [H] [T] [M]
Brian Cox (Digital) The National Underwriter Company 1992-04-06
Release date: 2005-07-28
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Answers
My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount still apply to students who are 18?
I'm in CA and I think you are referring to the "good student discount". Insurance companies don't check your grades for discounts, for the most part they won't even bring up the subject. You have to provide them with proof of your good grades (ex...copy of a transcript, report card,etc). Then they will reduce your premium by a certain percent. If you don't provide proof, they will not apply the discount to your insurance premium. Your younger sister will pay her regular rate....which since she recently just got her license...will be a bit high....even more so if she plans on insuring a newer vehicle with physical damage coverage.
Hope this helped in some way....
Best regards
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Im only 16 but as its set up through my school ive decided to go for it
somebody mentioned i might get a discount on car insurance
i don't drink and i don't feel any inclination to start anytime soon
if its worth my while id definitely do it
i live in ireland
Try getting an online insurance quote It's free and generally hassle free. http://www.goodinternetdeals.com/Auto-In surance.html
Hope it works out
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My parents are switching their auto insurance company and want me to apply for the good grades discount. I've researched that most insurance companies will only accept a 3.0 GPA and higher. The problem here is that I currently have a 2.7 from messing up last semester and wanted to make it up without my parents knowing. What I want to know is that will auto insurance companies allow me to apply for the good grades discount at any time or is it a one time deal. Thankyou!
You could probably get away with giving the insurance company a copy of your grades from the semester before this current one. OR you could have a school administrator or principal fill out a discount form (provided by your insurance agent) that shows your current grades. Just ask your agent if they have a form you can use.
Most companies require proof within 30 days of getting the discount.
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Does anyone know if there is a discount for car insurance if I commute by bike 9-10 months out of the year? I only drive about 6000 miles per year.
(edit) bicycle, not motorcycle
No. I've seen commuting discounts if you turn in monthly bus passes, but I haven't seen one for bike commuting. You're stuck with just the rating for 6K miles a year, and a pleasure use class.
I passed my CBT 3 years and and passed my full motorcycle test 2 years ago. I have never had any claims or convictions. Tomorrow I will hopefully be passing my practical car test. I want to know if there are any insurers that will take my motorcycle no claims into consideration when quoting me for car insurance so that I can get it cheaper.
it depends entirely on the insurer. a good broker may be able to get you a better no claims bonus allowance but as its not a car they can refuse. i got a 2 year introductory bonus for driving a company vehicle for 4 years before i got my own car.
ask .. u have nothing to lose but in cases like this a good local broker you can chat to may be best bet rather than online.
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