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Car Insurance. The great UK rip off? Lloyds TSB & Churchill.?

My wife was involved in an accident middle of September. A guy pulled out taking out the back end of her car and pushing her across traffic, onto opposite side of road, up kerb and into a lampost. A frightening accident for all of us in the car, we are just thank ful we are all ok.

However, even though he has accepted full responsibility it is us that come out of this whole experience way down on the money side of things.

The car has been written off, and we are to be paid out £2330, £1200 less than we paid for the car last year. Thanks Churchill. You really have helped us out. And all the other driver gets is an increased premium next time round. Surely this is wrong?

We have put the amount to be paid to us into dispute, but have already been told that that is the price on Glass's guide and thats all we will be paid. Cheers. We even have to go to the other guys insurance to sort out medical claims etc. Again churchill have really excelled themselves.
Comments? Tony


WHAT YOU NEED TO DO IS FIRST CONTACT THE BOARD OF INSURANCE LOCATED THERE AND SECOND FILE A REPORT WITH THEM CONCERNING THIS MATTER.

I Love... - Churchill Car Insurance advert featuring Martin Clunes


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Car Insurance (UK)- Am I allowed to register as a new customer when I am a current customer?

My insurance is up for renewal with Churchill, Churchill online price is slightly cheaper than my renewal quote from them

Will it be OK? I don't see why not


As your policy is up for renewal you can go where ever you want. The online discount is because of the lack of admin they have to do. Make sure cover is like for like.

I would be upset they hadn't offered you the lower terms but as I said lack of admin.

You will be fine to stay with them. They should be more than happy to keep your custom.

Why is car insurance hiked up if your unemployed? (UK)?

I was made compulsorily redundant on 31st Dec, my insurance is due today.

My renewal notice come through from ecar (who have been very good for last 3 years) saying £384, so I updated my details saying I was unemployed and its hiked up to £700+

I've gone on loads of other sights and they are in the region of £400-£600

Its unfair, I didn't choose to lose my job |:o|

Any suggestions on how to get it cheaper?

I've been on confused.com, moneysupermarket, gocompare, comparethe market, Tesco, churchill, morethan etc.
Would it make a much of a difference if I added someone else on the policy?

Note* I graduated from uni in 2001, got a job unrelated to my degree, worked for this company for almost 7 an half years. I don't know what career to go for now, and obviousily I want a new job, I have a mortgage on my own.

DAMN THE CREDIT CRUNCH and MONEY GRABBING INSURANCE COMPANIES


i work in insurance and it can be unfair in how they rate sometimes,

sometimes it can make a difference if you add someone else on,
usually if it's an older person who has had there licence for years without any claims or convictions, tends to be better if it's a woman, personally mine came down £40 by adding my future mother in law even though she will never drive it, doesn't sound like a lot but it's better off in my pocket.

some company's will also give a discount if you restrict the mileage,
if your car is an older car rather than automatically going for third party fire and theft cover sometimes comprehensive can be cheaper, sounds daft but it's true


IT Crowd are UK's Worst Drivers, Latest Car News

IT Crowd are UK’s Worst Drivers

Churchill car insurance has reported that computer engineers have the worst road accident records in the UK. It was revealed that IT professionals have made the most accident claims in the past three years while farmers are the safest drivers, having made the fewest claims.

The second worst drivers, based upon insurance claims, are sales managers, followed in third place by chefs and then students and doctors.

Tony Chilcott, Head of Churchill Car Insurance, is reported to have said:

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