Car Insurance
Cheap Insurance for Your Home, Automobile, Health, & Life: How to Save Thousands While Getting Good Coverage
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Answers
Hi everyone,
I'm looking for cheap UK car insurance for a 22 year old, who has had his license for 4 years, but with no NCB (been driving under company insurance).
Any help would be greatly appreciated?
Thanks,
Matt
try www.confused.com they are good for getting a general idea of what is available and most quotes will link you straight to the seller
www.CarInsuranceInfoSite.com (car insurance uk) Cheap Online Car Insurance UK | Home Insurance Quotes | elephant.co.uk Want to save on your car ...
UK Cheap Car insurance companies i have used the search engines such as go compare and money supermarket but they have not been much help 2 me? Please help! Thanks xx
Lozzy P x, Try getting an online insurance quote It's free and quick to do. http://www.simpleautoquotes.com/Auto-Ins urance.html
Price: $599.99
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any ideas what car i should have for my first ? want it nippy please list the cars u recommend
It should be 4-door, 4-cyls, not sporty. I would prefer Honda or Toyota... First time drivers usually have much more expensive car insurance, and it depends from car. You should compare insurance rates while choosing the car - for example here - autoinsurance.hotusa.org
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question for pps in uk my husband just bought a little fiat punto got a provisional licence and wants 2 learn to drive in it we new to all this any idea what kind of cover he needs and any good not 2 expensive companies to try for insurance , hes 44 so not a young lad who wants to race about , he has a brother in law and m8 who both have full clean license who have offered to put the L plates on and take him out at weekends on a quite road to get some experience as well as having driving lessons too when he knows the basics , but we looked on nhet at diffrent insurance companies and they all so diffrent as anyone got any experience of whos the best company or comapnies to try thank you also whats diff with any driver or 1 driver and theres 3rd party etc , like i say we really are all new 2 this any info will be well appreciated thank you
firstly i would check out www.confused.com this website searches for the cheapest quote from all insurers that will insure you and you only have to enter your details once it will save you no end of time i assure you on your second point about the different types of insurance
any driver - means exactly that anyone can drive the vehicle as long as they hold a current licence for that class of vehicle usually has to be a fully comprehensive policy (most expensive) and if there are only two other drivers that can sit with him a waste of money
named driver- this means that you can nominate one other person to drive the car other than your husband either brother in law or m8 or if you find a good company maybe both i would absoloutely recommend this at minimum as if your husband god forbid took ill or got into difficulty whilst driving the supervising driver will have to take charge of the vehicle otherwise they are stuck where they are
third party - this is the lowest and cheapest level of cover it also offers the basic minimum cover allowed by english law all that is insured is whatever your car hits for example another car or person or persons property your vehicle would not be repaired and you would be left with the repair bill for your car if it is written off in other words it would cost more to repair than your car is worth in the insurers opinion you lose everything
third party fire and theft - this offers a bit more cover but not much same cover as above regarding third party plus if your vehicle is stolen or set on fire you would receive a payout of the insurances companys estimated value of your vehicle before it was stolen
comprehensive- the best level of cover on offer and the one i would recommend this means no matter what your car hits it will be repaired and so will your vehicle too
it is also worth considering driver's legal protection most company's offer this now which offer's you protection should anyone try to make a claim against you in court a solicitor would be appointed on your behalf to fight your case an extra charge would apply to your premium but well worth it
some company's are offering breakdown cover as well this is also worth considering as you never know when you may need it again an extra charge applies but at least you have peace of mind
it is also worth noting that any supervising driver that sits with your husband must be at least 21 years old and have held and still hold a full licence for that catergory of vehicle for three years
where do you live iam an approved driving instructor and it would be a pleasure to teach your husband i cover the derbyshire, yorkshire and nottinghamshire areas if you live anywhere near there please feel free to contact me and in either case i wish your husband the very best of luck and please let us know how you get on please check out the following websites for loads of information and tips on learning to drive
Two possible ways to save money would be:
1) Pay for the Pass Plus course around £120 but you get 10% or more offf car insurance and you will be amazed at how many insurers take it into account these days
2) Use someone like Direct Line with a parent/experienced driver as the main driver and your son as named driver as they allow him to gain no claims aswell which he can then use when he's got a few years driving behind him.
other than tha tAdmiral is one of the best.
NEVER use sites like confused.com when i have tryed it yu can always get a lesser quote when you use the individual insurance companies websites.
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