Car Insurance
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Answers
I've tried all the comparison sites but I'm getting a really high quote.
Be wary of price comparison sites. They take commission from the insurers so won't always give you a 'whole of market' perspective.
If you are getting a high quote it's probably down to your age and possibly the car you want to get insured for.
I know it's a pain but go to each company directly and ask if they have any young driver schemes.
From my own experience Diamond have been quite good although their website leaves a lot to be desired.
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Okay, i am 21 and in August it will be 3 years since i got my New York State drivers license, Will insurance be chaper for me after the i have been licnesed for 3 years?
Answer from a General Insurance Agent
Yes, Insurers want to see your driving history for 3 to 5 years before they will offer you a preferred rate.
Without a driving history you are considered a High Risk because the insurance company does not yet know how responsibly you act behind the wheel.
Take Care
in NewYork :-p
Well that depends on the make, model, how many miles and just about everything about the car you can think of. Also how many years you've been driving and what insurance company you are talkign to. Typically bigger insurance companies will be cheaper. Try State Farm.
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i just bought my car and i need insurance my parents cannot help me . i was thinking about getting insurance out of state .
Go to safeauto.com
I am 21 years old male and a first time driver, have never been insured, and have my G2. I am looking for the cheapest quote
Find an independent agent that isn't pushing any one company and let him search for the best deal for you.
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Possible Fraudulent Insurance Claims up | Cheap Car Insurance ™
According to the National Insurance Crime Bureau suspicious insurance claims are up by 21% this year. This of course will not help your premiums get any lower. There are still many companies offering fairly cheap car insurance despite these astonishing numbers. The cheapest companies out there right now are the ones who are very exclusive with their coverage limiting to those who have a spotless record and denying coverage to those who don’t. Its easy to be envious of those who can insure with these companies yet there are still a wide range of options for the imperfect drivers.
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What is the cheapest auto insurance agency/policy in Phoenix?
There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued.
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent or broker. Don’t go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
...News
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Don't forget to factor in the cost of car insurance. Keep that number in mind when looking for a car and remember to match the car to your budget — not the and more »PR Web (press release) - Sep 21, 2009
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Some car insurance providers had piloted a 'pay-as-you-drive' insurance scheme which saw lower premiums for Britain's younger motorists. and more »Article Maniac - Sep 18, 2009
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You could even see health care insurance redlined for urban areas like homeowners insurance and car insurance are in many states. I love your line about howMoney High Street - Sep 21, 2009
Published on September 21, 2009 More teenagers are buying cars as soon as they have passed their driving test, however their car insurance costs are rising and more »