Century Car Insurance

I want to know what this means . They claim the drivers on this list can still drive my car , if they have their own car insurance on theirs cars . Is this correct

Yeah I'm pretty sure your premium includes cost for their driving record as well. You should call your ins co and tell them you live alone - Try it I bet your rate goes down. Even if they have their own car, they live with you and have access to your car. Your paying for that! The company says 'not rated' to make you think they haven't included your rommates as part of your bad risk increasing your premium
If you give someone permission to drive your car (not on a daily basis) and they wreck then your ins will cover that BUT if they live with you and wreck your car and you didn't have them listed as living in your household that gives the company a reason to not pay for the accident. If you do remove them and they were to wreck be sure they give a different home address from yours.

2006-11-30 10:00:15 by cesar g

www.CheaperAutoInsuranceRates. com 21st century auto insurance (21st century auto insurance) "21st century auto insurance&quot ...

I have a weird question. I'd thought I'd ask you guys first. Here goes: My SUV got broken into. The steering column was damaged. My insurance, 21st century, had a tow truck take it to a shop. It was fixed.......TWO WEEKS LATER! I have full coverage, but my policy doesn't cover rentals. Well anyways my question is: Will my
insurance pay for HALF my car payment since it took two weeks for it to get fixed? I know it sounds dumb, but I had to ask. Thanks.

No they won't. If something like this ever happens again you can ask the vehicle repair shop if they have a loaner car that you can use while yours is being repaired. I've used loaners before and they are free if the repair shop has them. You should also really add car rental insurance to your policy. I have it and it really only costs a few dollars a month, about $5.00.

Good Luck!

2008-02-26 00:16:22 by SunnyD

I have 21st century auto insurance and i saw the commercial about how they extend your coverage to anyone you let drive your car. I was wondering how that worked, what are the requirements?

Because if that is the case then, one wouldn't need to buy any insurance for their children for example.

You have to pay for it. It's additional coverage.

You have to have coverage for every driver of the vehicle. That would include children. When a child reaches the legal age and obtains their license, the parent adds them to their policy and pays for it.

2007-03-31 12:47:28 by salty

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Take a look at your billing statement. It should have an on-line website link for you to use. Mine does.

2006-05-21 14:40:39 by orange

I was looking into updating my homeowner's insurance at Farmers because I just added a room to my house. My insurance agent said my premiums would go up about $150, but if I switched my car insurance over from 21st Century to Farmers I would get a significant discount, such that my homeowners premium would be reduced by $200, effectively saving $350 per year. On top of that, if I raised the deductible on my collision to $1000 I could save an additional $150, making a total savings of $500 per year. I sent my agent all the details of my current profile with 21st Century, and she said the costs were pretty much identical.

I'm wondering what possible implications there are in switching from 21st to Farmers? What else do I need to think about besides the financial savings? I've read good and bad regarding both companies (actually I've had pretty decent experiences with 21st). I'm in my 40s and I'm a careful driver, my driving record is clean, so I'm definitely not high-risk. Thanks!

Most insurance companies offer a multi-line discount for insuring both home and autos with them. It helps them keep your business because it's a hassle to move everything. Be sure you're getting the same coverages with both companies--I'd hate to have you comparing apples to lemons. Sometimes shady agents quote you a higher deductible or lower liability limits just to get your business and you don't notice the lower coverages until you need them (file a claim). Make sure Farmers isn't offering you a "new business discount". What that means is after 6-12 months they'll remove that discount and increase your rates. Also, make sure your quote from Farmers is accurate and that it will be your rate. The old "bait and switch" technique. Another thing to look at is how available is this Farmers agent? Do they have a local office? How about if you have an emergency at 2:00 a.m. - who will be there and how do you contact them?

Just be careful - with discount premiums can come discount service. Buyer beware!

But, if the agent is available when you need him/her, they have excellent claim handling, the coverages are the same and there are no hidden charges, then go and save money.

Good luck.

2008-01-11 11:04:11 by Scott E