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Should I get rental car insurance? Am I already covered?(ADVICE: INSURANCE): An article from: Indiana Business Magazine [H] [T] [M]

Jeff Laborsky (Digital) Thomson Gale 2007-01-01
Release date: 2007-02-07


Price: $9.95 $9.95

Answers

Car Rental Insurance - Which is necessary h to buy if not US citizen?
Hand with money and toy car

I am not a US citizen., but will be renting a car for 2 weeks from Payless. Will need advice as to what is the necessary car insurance to buy if :-

1. The accident is not due to my fault ?
2. If it is due to my fault.


I have travel insurance which covers me for medical insurance due to accident but not the other party , and also has a deductible for car rental.


I assume you are coming into the USA. If so you can decline cover with your car rental company, however, I would get it if you don't have it elsewhere.

You will be offered two types of insurance:
1 - CDW or collision damage waiver
2 - 3rd party liability

Your credit card company should provide collision damage waiver insurance which will cover your damage to your car only.

That leaves you with liability insurance, you should get this from your car rental company as it is usually not offered anywhere else.

Your travel insurance should cover you for medical for more info research policies at http://www.squaremouth.co.uk and http://www.squaremouth.com.

Car Rental Tip #3 - Rental Insurance


travelwishtv.com Most renters know to decline the insurance and then are often swayed at the last second by a salesperson pressuring them that the ...

How can I save money on car rental insurance?
Hand with money and toy car

I am going to rent a car for 3 to 4 months. I don’t have my own car.
Buying insurance from Rental Company is very costly. How can I save money?


Enterprise has long term car rentals, and they're the cheapest in my area anyways.

http://enterprise.custhelp.com/cgi-bin/e nterprise.cfg/php/enduser/std_adp.php?p_ faqid=73&p_created=1120581517&p_ sid=CcPIuNqi&p_accessibility=0&p _redirect=&p_lva=&p_sp=cF9zcmNoP SZwX3NvcnRfYnk9JnBfZ3JpZHNvcnQ9JnBfcm93X 2NudD0xMzcmcF9wcm9kcz0mcF9jYXRzPSZwX3B2P SZwX2N2PSZwX3NlYXJjaF90eXBlPWFuc3dlcnMuc 2VhcmNoX25sJnBfcGFnZT0y&p_li=&p_ topview=1

How much does car rental insurance cost?
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I am renting an economy car for one day through enterprise. Any idea what the average cost of rental insurance they offer is? I'll be calling them later on. Just wondering ahead of time what I should expect to pay, on average. Thanks


It depends on the location. But on average, $9.50/day. Call your auto insurance agent and ask if it is worth it, as most insurance co's cover the rental car with your own limits and buying more insurance is a waste of your money.

credit card rental car insurance deductible?
Finding the best pre-owned car

So I am planning to rent a car with a credit card (MasterCard or Visa) with a rental insurance policy benefit and I have full coverage with Geico ($1,000 deductible). My question is if I were to rent a car and decline the CDW or LDW offered by the rental car company and then get into an accident, would Geico pay everything above $1,000, and could I collect the deductible from the credit card policy?


autoinsurance.hotusa.org - try this one. I have their car insurance and, as I know, they can provide such a service.

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?
Should I Buy the Damage Waiver When I Rent a Car?

I have a car and have taken Auto insurance for it.
Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also.
If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars?
Also if i am driving someone else car, will my insurance cover if there is any accident i have made?


When you rent a car, you have to have full coverage on the care that you own (your personal vehicle) and then that will automatically carry over to the rental. If you do not have full coverage you can add it to your existing policy for the amount of time you'll be renting the car OR just buy the insurance from the rental place. And to answer your other question, no your policy will not cover somebody else's car just because you're driving it. Insurance covers vehicles, NOT people, even if you were in an at fault accident, your friend/relative's insurance would have to cover that loss. Try this site to find the best car insurance

http://car-insurance-quotes-usa.blogspot .com/

Here you can get quotes from different car insurance companies in your area, its the best way to find an affordable car insurance with a reliable company.


  • Buy Cheap

  • Save Yourself With Cheap Car Rental Insurance | Jawa Bali ...

    One of the most common and most affordable rental insurance options is collision damage or loss damage insurance. This really is cheap car rental insurance at its best. This option covers you for anything, including the excess, in case of a collision accident. You can also look into personal accident insurance. This is a cheap car rental insurance option that can cost you big time if you don’t have it. Before you discard this type of insurance, thank carefully about what can happen during an accident. This insurance offers you cover for accidental death as well as medical treatment for yourself and your passengers if there is an accident or a collision. If you are going to be travel ling with...

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    When you rent a car, there’s always that moment of truth, the moment when the salesperson asks you if you would like to purchase insurance (or more accurately, a loss waiver) through the rental company. According to most of these salespeople, if you do not purchase the insurance (which can bump the price of your rental up $20 per day or more) the consequences for the slightest scuff on the door will send you spiraling into bankruptcy. The cost of insurance at the rental car counter may also vary depending on the rental car company, state and the type of car you wish to rent. Car rental insurance can be complicated and you might even feel pressured into purchasing it, but before you commit yourself to spending the money on a loss waiver, take a moment to think about some other options. Car Insurance

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