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Ten Questions - The Insider's Guide to Saving Money on Auto Insurance: Hidden Discounts Revealed

John David (Paperback) CreateSpace 2010-11-19


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Answers

car insurance?
It looks bad

I am an international student in US and I am going to buy a car. However, I don't know which insurance company has car insurance for international student. Can anyone tell me some infomation about it, scuh as the name of the company or how much it costs?


How much it costs is going to vary, based on a bunch of your personal information.

Start with www.progressive.com, for insurance. You can get a quote on the internet - you fill out the very personal information, they will email a quote back to you.

It will be easier if you have a US license, but if you don't, as long as your license is written in English, it's not a problem. Otherwise, you'll need an international license.

Auto Insurance


Luke's real life auto insurance quote came back at 303 dollars a month. Luke got pissed... and put his new webcam to use. (Like all of our ...

Car - Insurance?
My poor car

I just sold a car. It has no insurance. The car is in New Jersey. It needs to get insurance in New York. Help?


wait, if u sold the car to someone else, it's their responsibility to insure it. in fact, YOU can't insure a car that's registered to someone else. so i'm a little confused...

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?
Car Insurance Logan UT

I have a car and have taken Auto insurance for it.
Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also.
If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars?
Also if i am driving someone else car, will my insurance cover if there is any accident i have made?


When you rent a car, you have to have full coverage on the care that you own (your personal vehicle) and then that will automatically carry over to the rental. If you do not have full coverage you can add it to your existing policy for the amount of time you'll be renting the car OR just buy the insurance from the rental place. And to answer your other question, no your policy will not cover somebody else's car just because you're driving it. Insurance covers vehicles, NOT people, even if you were in an at fault accident, your friend/relative's insurance would have to cover that loss.

How does the whole car insurance thing work?
Car Insurance Logan UT

I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.


If you park your car on your parent's property, and never drive it anywhere, you might not need to have any insurance.

But if you are going to take that car out on the public highways, you need all sorts of different types of insurance to pay for medical expenses if anyone hurt in an accident, pay for repairs if any damage from accident, get another car if it is stolen, protect your assets (house, car bank accounts) from beign drained by law suits, and also keep you out of jail.

While you are living under your parent's roof, they can add you to their insurance policy ... this will be expensive, but not as expensive as a policy in your own name.

Once you go to college, and live wherever the college is, no longer under your parent's roof, then you do need to have policy in your own name.

What is the least amount of car insurance I need to have on a car that doesn't have a loan on it?
Car Insurance Logan UT

I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance's insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won't raise his insurance since I am considered high risk since I havent had insurance the last six months or more. So, if I get insurance on my won for six months, it will be high risk for those six months, but then six montsh from now, I won't be high risk, which will be good becasue six months from now is when i would get married and added onto his insurance.

Now, I am going to get insurance on a car that doesn't have a loan on it, and I am wondering how much insurance I need? What is the least amount of insurance I could get on my car, so that in six months I won't be high risk anymore?

P.S. I live in Wisconsin, where it isn't illegal if you don't have insurance on your car.


You should qualify for liablity insurance instead of full coverage. The actaul amount of insurance depends on what your car is worth right now, how old it is, your past driving record and your "hi risk" lable will definately have an effect. You'll have to get quoted at a few different places to be sure what company has the lowest rate for you.


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