Car Insurance
Young Drivers Insurance Hub [B] [l] [o]
DiDi (Kindle Edition) DiDi 2011-06-26
Release date: 2011-06-26
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I am 18 going 19 this year, and i want to know how i can possibly make my insurance cheaper, legally.
I took my pass plus which is meant to cut the price down by a bit, but I've found most internet comparison websites don't ask if you have achieved pass plus, so would it be ideal to get a quote online THEN ring up and try knock the price down?
Also what else can i do to cut the cost down, legally?
The following are legal ways to reduce the premium. However some are counter-productive i.e. they may cost more than you save.
1) Buy an old low group car (you can get an idea of insurance groups from Parker's guide) e.g. a Renault Clio, old-type mini/ fiat panda/ ford fiesta.
2) Third party, fire & theft is probably the cheapest cover.
3) Consider a 'birthday' policy - some insurers will give a 6 or 8 month policy and then give a discount at renewal - this can be useful if your birthday is reasonably soon. You will have to stay with them at renewal because you won't have any valid no claims bonus but the year after you will probably be given a 2-year bonus.
4) With TPFT you probably can't increase the excess - you may be able to with some insurers.
5) You can improve the car security by installing a Thatcham I alarm/ immobiliser or a tracker - but these cost quite a bit of money.
6) It may be cheaper if you add a parent onto the policy - providing they have had no claims or convictions - always worth looking into.
7) Garage the vehicle at night and declare the fact to the insurance company
8) Declare you will only use the car for a few miles a year - if you do this you should stick to it so try and make an honest effort to be accurate.
9) There may still be a 'pay as you drive' scheme around. If you do join one make sure you drive during the day - late-night driving is expensive.
www.young-drivers-car-insuranc e.org For the best deals for online auto insurance quotes and young drivers car insurance. If you need classic car ...
Im 16 years old and still on my learners for drivers licenses and currently purchasing a car!
What is the cheapest and easiest way to go about getting car insurance and rego.
do i put it in my parents name or my own?? who is the best agency to go with?
Brenton, For auto insurance the quickest method to get a free quote is do a auto policy comparison. Be sure to choose the same coverage levels, you can get an accurate quote to compare against others. Use the same zip code, car make/model, mileage and driving history to make sure you get an apples to apples comparison. To get fast auto insurance quotes, go to http://www.autoadviceonline.com/Auto-Ins urance-Quote.html and you can compare all the major auto insurance companies.
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NOTE: Model number on the box is 265WT because the traffic receiver is included; however, the model number on the device itself is 265W as the "T" in 265WT refers to the additional component
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You can not control your age so you have to focus on the other elements that influence the cost of insurance
1) THe car: Get an old beater that does not require repair and only carry liability. Better still get a car that rates low on insurance costs (grandma's car vs. a rice rocket)
2) Get good grades: Good students are better drivers (statistically) so they get a better rate.
3) NO TICKETS... at your age a single ticket can be very expensive.
4) Drivers ed (?) in some states you get a discount for taking a drivers ed course... check yours
5) Check your rates each year. Dont just let your policy auto-renew, go shopping each year for a better rate.
6) Pay your bills on time. Just like credit cards, the insurance companies looks at your credit score and may factor that into the mix.
Those are the basic ones that I can think of...
Hang in there .. in about 8 years or so it will drop if you drive carefully
I am an 18 year old guy,and I can't find any f****** reasonable motor insurance,because whether I'm 18 or 80 I'm not paying 3/4k a year for a 'in case' situation which is most likely never going to happen-i.e a crash.Because I only see driving as a form of driving,not as 'fun' or showing off.But I need to have a car to travel.
Try Quinn Direct they're in Ireland and I got a cheap quote of them earlier and I'm 17. Go on confused.com or Moneysupermarket.com they'll give you the best prices available
Im a 17 year old male driver.
Is there any way to build my own No Claims Bonus when driving my dads car?
Thanks
No accidents for 5 years - it doesn't matter which vehicle you are rated on, as long as you have insurance with no accidents you can build good insurance history
Car Insurance for Young Drivers « Auto Insurance Questions & Answers
We know that some youngsters often met car accidents as a result of out-of-town escapades or late night driving due to busy schedules so it is best for them to get car insurance before it is too late. There are few things a young driver could to lessen the cost of the car insurance in his or her first four years driving a car.
Car insurance is way too expensive for young drivers but getting to know its benefits are worth of how much they pay. Facts that will motivate young drivers to get insurance are that 1 out of 5 drivers are involved in a crash during their first year on the road; male drivers who are under 21 are ten times more vulnerable to car accidents than male drivers aged 35 years and above or much the same way as young drivers have a higher rate of crashes at night than older drivers; 1 out of 8 25-year old British drivers have a higher rate of crashes at night than older drivers die in traffic collisions, and last 2007, about 40 percent of passengers were killed or seriously injured in a car mishap—and the car was actually driven by a young driver.
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