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What would insurance be on a 16 year old male with a 3.6 GPA and clean record for a 2004 nissan maxima?

I am looking for a price range for the insurance to fully cover this car for a 16 year old male. Lives 100 miles south of St. Louis MO and has a clean driving record. Can someone please help!!


Person above me is insane; insurance for a teenage isn't nearly 350 per month. You'll be looking at anywhere from $180-275 per month, depending on your company. My Mother shopped around for me (I'm 17) and got mine down from 260 to 200 per month. It's still very costly, but that's what we get for being irresponsible drivers statistically.

St. Louis injury attorney discusses car insurance


www.farrislaw.net It's too late once you've been in a wreck to think about insurance coverage. I'm Spencer Farris, an attorney with ...

Will someone in St. Louis give me a $1,000 loan? I will work it off for you by doing anything you need done.?

I live in St. Louis. Recently I've run into a legal issue and don't have the money I need to take care of it. I'm not working right now because I just had a baby, he's 2 weeks old. When he was born he had jaundice and no medical insurance, so I've got bills starting to pile up on me. I'm in need of a $3,000 loan, but I'm working on trying to sell my car (a 1987 Volvo 740) to help get me closer to that goal. I have another small child, who is 15 months old. My husband is a skilled carpenter and does construction work and will do anything you need done in exchange for this $1,000 loan. He will work it off for only $9/hour and I will also do anything you need me to do for two months. I will watch your kids (I have references), do your dishes, clean your house, run your errands, do your laundry, do your gardening, help you out with work... I'm begging, someone, anyone, PLEASE help me! We/I will sign a contract with you along with a copy of my/our ID(s) as well.
If someone is willing to help me out from St. Louis or within an hour or so of St. Louis, PLEASE reply to this. I need this loan before Sunday, and I wouldn't be on here begging if I didn't need this.
I will provide whoever would like to help me out with my personal information after you have emailed me at kadelmain@yahoo.com.
I need this help because St. Louis County has a new "3 strikes" rules, and if we're "struck," my husband could possibly go to jail for life over a damn misdemeanor. I want my children to know their father, outside of a penitentiary.


Hi Kristen,
I'm about 50 miles from you.
Sorry to hear about your difficulties..
Have you tried letting the Salvation Army no of your problems also the catholic Church's also help with donations
of those in need.
Hang in there,things will get better♥

being sued for old car accident... had insurance!?

i didnt actaully get this until a week ago but it was filed april 2. it was sent to my mom in st. louis (i live in indiana) my mom got it in the mail but it didnt look important to her so i just got it...

the accident was May 2007 & definetly my fault. i turned in front of him and we basically hit head on. i was not impaired at all. but at the time they only had one ambulance and all of us in it or being assited by it. he stated that he was on loratab and had some beer. but im not stating that cuz i think it was his fault or anything....

the problem is that i had insurance. and their suing me stating that they "sustained loss of services and consortium".

i dont work. i go to school fulltime and live off student loans and grants.

1. i dont understand how they can sue me. he was fine other than being shaken up. i think he was even wearing his seatbelt. but me and my bro were hurt tho. but not severely.

2. i had insurance! how is this posssible?

3. if its possible and i lose this case by some bizzare reason.... how can they force me to drop my studies and get a job to pay? im going to school for my DVM i take 18 credit hrs a semester. i have an 8yr plan and im swamped. what will i do?!?

4. its states mr & mrs. i only remember the mr being in the truck. i dont recall a mrs. but it was also 2 yrs ago and thought it was over.
it was may 11th 2007 and filed april 2 2009. just a bit over two years.

i live in Indiana.


1. they sue you - not the insurance company. When a law suit is filed - they have to sue the at fault driver. Since your insurance company was not driving - they sue you.

2. call your insurance adjuster right away. The insurance company will hire an attorney to defend you. But they have a time limit to get an answer on file. The insurance company has 30 days from the date you get served to get the answer on file. So call your insurance company RIGHT NOW and let them know you got suit papers.

The insurance company will have you send them a copy of the papers and will forward them to an attorney for defense.

3. loss of consortium and loss of services - is a spouses claim. It's a sub set of the injured parties claim and it's pretty standard language in a law suit.

Will someone in St. Louis or close to St. Louis help me?

I live in St. Louis. Recently I've run into a legal issue and don't have the money I need to take care of it. I'm not working right now because I just had a baby, he's 2 weeks old. When he was born he had jaundice and no medical insurance, so I've got bills starting to pile up on me. I'm in need of a $3,000 loan, but I'm working on trying to sell my car (a 1987 Volvo 740) to help get me closer to that goal. I have another small child, who is 15 months old. My husband is a skilled carpenter and does construction work and will do anything you need done in exchange for this $1,000 loan. He will work it off for only $9/hour and I will also do anything you need me to do for two months. I will watch your kids (I have references), do your dishes, clean your house, run your errands, do your laundry, do your gardening, help you out with work... I'm begging, someone, anyone, PLEASE help me! We/I will sign a contract with you along with a copy of my/our ID(s) as well.
If someone is willing to help me out from St. Louis or within an hour or so of St. Louis, PLEASE reply to this. I need this loan before Sunday, and I wouldn't be on here begging if I didn't need this.

I will provide whoever would like to help me out with my personal information after you have emailed me at kadelmain@yahoo.com.


This question sounds really suspicous because:
1. you mention your baby - the jaundice, yet he's only 2 weeks old. You wouldn't even be receiving the bills yet. And even if you did, hospitals generally wait 6 mos to a year to get paid on stuff.
2. your husband - why isn't he working? He could do alot better than $9 an hour. If construction has slowed down in your area, go where the construction is - New Orleans. He could go for a while and make some money to send back.
3. Why would you sell your car for money? Ya'll need the car to get to your job and to get food for the kids.
That is why you haven't gotten any responses here. Doesn't check out. Sorry

How to get a car?

My car is ready to fall apart & I need a new car desperately. I was in an auto accident in a different vehicle (not my fault) on 3/1/07 & missed 1 month of work. I am only able to work part time as it is right now. I have to have a car in order to get to work though. I may not recieve a settlement from the accident for several years. I have no money down other than my trade (most dealers is willing to give me $500 trade-in) & can only afford $200/month payments & can only afford liability insurance. I must have power windows, automatic transmission, working a/c & something that does not need mechanical work of any kind. Prefer something in the 90's & under 175xxx miles. I know this is alot to ask for on my price, but does anyone know of somewhere I can go to get a car? I live in the St. Louis, MO area. Please no stupid answers, I am being completely serious here. Don't know what to do or where to turn. I have horrible credit & can not get a loan from any bank with resonable terms.


I am in a situation like yours. Except I have 3 kids and need to go to school full time. I have a 93 Bronco and have to drive 60 miles a day!! I need a more economical car. Here in California if you have a paystub there are lots of smaller dealers that will work with you. And if you email and contact the bigger dealers they can point you in the right direction. You can also post an ad of your situation in the paper or on craigs list and maybe someone will help you out. Most of them though want a down payment of at least $500-$1000 or a trade in. The only thing I can say is get on the phone and startcalling around. As far as the insurance if you are making payments no matter what you need to get the full coverage. Unless you know someone that will sell you their car on payments. But still you are taking a gamble there!!

Good Luck


The Growth of the Cycling Community in St. Louis | StLouisCore

It was spring of 2005 when Bike St. Louis unveiled 20 miles of continuous on-street bicycle route.  Since that time, the Great Rivers Greenway District has helped opened 57 additional miles routes through St. Louis County and St. Louis City. With the expansion, the Bike St. Louis system now totals 77 miles of dedicated bike lanes and shared traffic lanes. Map of routes is available (here) .

It all started according to the  Bike St. Louis website:

Credit Cards: Buyers Beware | StLouisCore

With the difficulties in the job market and the economic downturn in general, credit cards may seem like a good idea to try and make ends meet, but buyer beware.  Unfortunately, the statistics on American use of credit cards is troubling.  Some eye-opening numbers from creditcards.com :

The average outstanding credit card debt for households that have a credit card was $10,679 at the end of 2008. One year earlier, that average was $10,637. (Source: Nilson Report, April 2009) The average balance per open credit card — including both retail and bank cards — was $1,157 at the end of 2008. That’s up from $1,033 at the end of 2006, a growth of nearly 11 percent...

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Minnesota Public Radio - Sep 23, 2009

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