Answers
I will be needing UK car insurance - I just passed my UK driving test. I have nearly 30 yrs experience driving in total (no accidents/claims) as I have held a US license during that time. I'm a middle aged woman - not a young driver, but wonder if my previous driving experience will count for anything with the insurance rates here in the UK. Or will I be treated as a new/inexperienced driver? I am resident in the UK with citizenship - so I'm not here temporarily.
over a certain age there are good offers try " insurance mature drivers " e.g. SAGA , also your employer or Trade union or AA / RAC ( MATURE DRIVERS ) Good luck you can drive now like every other nutcase , when you go back the states they ( police ) pull you over for driving up the arse of a H.G.V. fun here innit ! It's like on the road , PUSH , ARGUE for some no claims with your experience . The county sherrif flashed me and I flashed the truck in front .
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I'm confused about something. I've been driving for about 7 months and have my own insurance which is fully comp and I pay £102 each month. Only now my boyfriend drives my car but only has just passed his test last month. I need to put him on my insurance as a 2nd driver. Only I'm sure that I have read and when I took out my own insurance that by putting a 2nd driver onto my insurance would lower my rate. However I have been doin online quotes and all of them are basically sayin I'll be paying around £300 MORE a month, which we cannot afford! I'm confused because I thought that with him being on it we'll be paying less or around the same amount! Can he take out his own insurance on my car or does he have to go on mine? Also does anyone know why it'll cost so much more for him to go on mine? Thank you :)
It is the driver who is insured to drive your car. An inexperienced / young driver will always cost more to insure.
If your bf carry on holding the lisence for three years, without claim, the premium will come down.
I'm 19 and I drove a Jaguar S-type in the US. I've moved back to the UK and my insurance premiums are looking around £7000 (roughly 4x of what it was in the US).
What I'm thinking is what if I buy an s-type, and replace the engine with a small 1.6L engine (I don't care about speed, just luxury) and change the car to a 'kit car' status, will that lower my insurance to a more affordable rate? Thanks for any advice.
your rate is based on your age and sex.. so the car should not matter thats how it is in new jersey.. your premium shoul go down if you recieve no tickets and are a safe driver..
I have a full license and I'm about to get insured but want to add my mum as a learner... which UK company has the lowest rates for provisional license holders?
here they do all sorts
http://www.simplyinsurancequotes.com/ukm otoring-insurance-quotes.php?id=ap333
Ok we all know the rates for under 21's are stupidly high.
But I still need to drive.
Im currently 17, with a full UK license and a pass+.
Im looking at a 1.4 VW polo (non 16v model), as its the only decent car I can afford to insure right now.
My problem is this:
1)The only way I can afford to drive, it to pay insurance monthly.
Are there any insurers that have good rep for young driver quotes?
2) My mate has told me about a company that has very low rates, But restrict the hours you can drive (i.e. no driving after 11pm).
Does anyone know the name of such a company?
cheers for all answers!
shit country we live in m8!! i got my test on monday coming!! shi*ing myself
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