Car Insurance Rate

If I add someone onto my car insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.

Yes, they will likely rise. Most companies will not allow you to delete someone from your policy if they are still living with you, unless they have their OWN car policy. A few will let you, but only if you "exclude" them from all coverage - pretty risky, as if they DO drive while excluded, the policy is void.

If you want some more information, I would check out...

http://www.safelinked.info/go.php?link=i nsurance

Take care.

2008-01-19 00:36:29 by Maria e

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More specifically - does the number of years having your license have anything to do with your insurance rate? I got my license a couple of months ago and realized car insurance for a 21 year old in New York is WAAY too expensive for my blood. I was hoping it would go down next year? With me being older and having the license longer?

Yes, the more years you go accidents free, the cheaper your insurance will become. It also pay to constantly keep an eye on the market for prices so you know you aren't overpaying

2008-06-19 19:49:46 by fuiiblumoon

Price: $219.99

Bright 4.3-inch diagonal color touchscreen; 480 x 272 pixels, WQVGA TFT display with white backlight
Sleek, ultra-thin design fits easily in pocket
Preloaded with City Navigator North America NT

I want to purchase this car. I think it's a great price, but the dealer told me it's been in an accident and that insurance paid for the damages. Since it's on record and if I were to buy it would my car insurance rate be affected??
this is what the dealer told me about the accident and i quote him
"The report reads primary impact point of right door. Not branded or salavaged though. It was fixed through the insurance co so it sounds worse than it is."

The fact that a car has been in a prior wreck has no bearing on you paying higher insurance premiums. That is basically saying that you would have to pay a higher health insurance premium than the other employees at your work because you broke your arm in the past and they haven't. Anyway the more important issue is to check to see what kind of accident it was in, what part of the car was affected. Just because the car is a good price doesn't mean it is a good deal. The car could cost you a lot more in the long run to fix reapairs, alignments, prematurely worn out parts associated from the accident. Look in to it a little more than insurance premiums. You may find that has acrued extensive damage that increases the risk for future problems. Hope this helps, and to reiterate no you insurance will not be more on a previously wrecked vehicle compared to a non wrecked. If someone tells you otherwise you need to contact you insurance company they will confirm what I told you. Thanks

2007-09-12 11:58:55 by yummy_la0_bab33

Price: $5.95 $5.95

I caused an accident; hit them from behind. My full coverage insurance is paying for the person I hit and told me to go get estimates for my car too. I know I will have to pay my deductible for my repairs, but will it affect my insurance rates in the future if I repair my car via my insurance? Or should I just get it fixed with my own money?

It depends from your coverage.
You can easily compare how your quotes will change in internet, for example here: http://autoinsurance.noneto.com

2008-07-21 16:53:30 by emailfordon

I'm 17 and got a ticket for 87 in a 65. The State Highway Patrol officer claimed they would likely give me Car Teens (as well as a fine) to erase the points from my record. If I did this and had it erased from the record, would my insurance rates still go up and if so any idea how much?

Try this site where you can get qutoes from different companies so you can find the best rates for you.

http://yourfinance.co.cc/Insurance.html

2009-09-14 18:19:19 by indycolts1