Car Insurance Multiple Quote

We are in Tacoma WA and currently have progressive as auto insurer and we want to know what is the best way to check multiple insurance quotes?
We would prefer than credit is not checked so please suggest accordingly.

As a 20 year insurance agent, I'll be happy to share some advice. Getting a quote over the net is convenient and quick, but often times VERY inaccurate. The quote is often given without actually running your MVR (motor vehicle report) because that costs the company money and you haven't paid any yet. Most all companies will run your consumer report (which credit is only one small factor of) and it won't be run during the quoting process, it will be run after you purchase. This is the reason so many people are dissatisfied at their next renewal or shortly after their purchase when the real bill comes. Now, let's discuss what you're actually asking. You want prices, but didn't mention anything about coverage. Before you buy based on premiums, please research what you are buying and whom you're buying it from. What happens at claim time? Who will offer you the most for your totalled vehicle? How will you be treated? Is it a toll-free phone number that will be helping you in your time of need or a real person whom you can see? Please contact an agent and a company that is highly rated for their customer service and claim payment ability.

2009-08-28 19:23:19 by vikasintl

www.CheaperAutoInsuranceRates. com auto insurance quotes in florida (auto insurance quotes in florida) "auto insurance quotes in florida&quot ...

last time i got car insurance, i went to a broker type place, there, the guy used a website to find me the cheapest car insurance, do any of you know which website this is?

The broker probably had a proprietary website that he pays for to do comparisons.

There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

2009-02-07 20:55:07 by remotefuse

i would like 2 enter my details and have multiple companies offering insurance, instead of doing it 1 by 1 does any 1 no where i can search for multiple insurance quotes
thanx all

confused.com they search 22 diffrent places. They also do this for home insurance ect. However becareful to check what you are been offered as they work on commision from these companies

2006-11-14 01:22:31 by martin.arlott@btinternet.com

I'm trying to find a website that will give different quotes for comprehensive car insurance in Australia. Can anyone recommend one?

You can try this directory:

http://www.ansearch.com.au/directory/au/ Motoring/Car_Insurance

There are not as many one stop shopping places to get quotes in AU because the insurance laws are different. I don't the industry is as large there as it is in the U.S.

Good Luck!

2008-03-03 18:15:37 by Rhianna D

I was wondering if getting multiple insurance quotes can significantly lower your FICO score due to inquiries..especially if you have a limited credit history..

NO. They oftentimes check your credit, but it is considered a "soft inquiry" which does not lower your score. It is like a utility company checking your credit.

hard inquiries lower your score, which are applications for new credit, such as loans mortgages, credit cards, etc.

2007-04-09 00:21:12 by theoneandonly2004