Answers
I've had my car insurance in the UK for 10 years and have 70% no claims discount (deductables as you would call it in the US).
But because I'm here now in the US permanently, is it at all possible to pass my deductables from my UK insurance company to that in the US when I need to buy insurance?
oops sorry, I mean Bonus discounts.
Thanks.
a deductible is not the same as bonus, a deductible is an excess,
UK bonus is not recognised by US insurers
From 2011, new measures have been introduced by the DVLA to combat uninsured driving. Find out how to check your vehicle is showing as ' ...
For example, to insure the vehicle in UK I'd need to pay about £2500, but abroad I'll pay maximum of £400 for the same vehicle with same specs. and all the data about me. What is the reason that UK insurance companies charge so much?
thanks
I pay £950 for my DB9, what the hell do you drive !!
Price: $17.98
Am going to start driving lessons in a few weeks and want to have practise on the roads between lessons. How much will it cost me to be added to a friends car insurance. We are both over 25 and she has held her license for over 15 years. She has a Matiz is that's any help!
Probably 100 a month or more, depending on the cover type
Price: $3.99
If I drive my partners car am I covered? Similarly, if I go and buy a 2nd hand car to 'do up' am I insured to drive it back to my home? My insurance is due for renewal in a few weeks time and I've seen quotes that list "driving other cars" as one of the features of their insurance.
Allways the driver
never the vehicle
a policy will cover
policy holder only
policy holder & spouse
policy holder +any driver
policy holder+ named driver(s)
Your own policy may let you drive
vehicles not registered to you
(with the vehicle owners permission)
but this is getting rarer these days
but even if your policy is F/Comp
you cover is limited
to T/P only
the safest thing to do would be to contact
you insurance company/broker
for clarification
good luck
best wishes
After a quick browse on the nest I found that similar conditions and parameters when applied to Germany, France, Switzerland and the Netherlands produce quotes that are at least half to a maximum of 70% less.
Also, continental insurers are not asking too many questions. I was never asked about, where I park the car, if it has a tracking device, if there's CCTV in the area or what brand the alarm system was.
Does anyone know why these UK premiums end up so much more expensive? (The one reason I can imagine, is that insurance gets much less exposure in advertising in those European copuntries compared to UK).
Any answers appreciated.
Well, this is not a professional answer and is only an opinion but I feel that the French and other such countries would not stand for the high premiums we have to pay and would do something about it such as strike. Its the label of RIP OFF Britain that comes to the front of my mind again where insurance companies charge as much as they can get away with hence higher fees.
Buy Cheap
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...Short Term Car Insurance in the UK
Short term car insurance can be a great way of saving money if you don’t use the vehicle that often. This kind of cover is also good for allowing someone else to drive your vehicle for a short period of time.
Car insurance is expensive for any driver, let alone those who are under 25 years old or have been driving for less than three years. Policies usually last for 365 days and can be renewed annually. Therefore, when you have chosen a vehicle cover company you are contracted to their services for 365 days.
Therefore, when you have chosen a vehicle cover company you are contracted to their services for 365 days. Short term car insurance in the UK means that with most companies you can insure a vehicle for anything between one and 28 days although some might provide you with insurance for up to 6 months. This might be used to pick up a new car from the dealership or put another named driver on your insurance policy temporarily.
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