Answers
what is and the price, for the cheapest car insurance places in south australia for a japanese import car with a turbo for a p plater, 16 years old, nealry 17?
thanks
geico
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dows anyone know the cheapest price to insure a jap import car in south australia, probably a r33 skyline with a turbo. the driver is 16
best place to ask in on the skyline forums then you willget the best advise about insurance etc.
http://www.skylinesaustralia.com/forums/ forums.html
http://www.skylinesdownunder.com/forums/ index.php
(I am based in NSW, Australia)
ww.chepercarinsurance.com
I have just purchased an imported sports car in Australia worth $18,000. I am 21 (under 25 means huge insurance here). I AM going to get the cars insured in my parents name. But the thing which determines (on paper) as to whether I am the primary driver, or my parents are, is who ever the car is REGISTERED under. My question is....would insurance be cheaper if my car was registered under my name, or my parents? And by how much?
Thanks!
i work in insurance in australia.
regardless of who owns the car on paper or who insures it, insurance is based on RISK.
your insurer shouldn't be discounting the price because of who the car is registered to. think about it - that has absolutely nothing to do with the actual risk of the vehicle being damaged when you are driving it.
basically, if your parents are using their good driving discount (no claim bonus) on their own vehicles - it doesn't and shouldn't transfer to cars driven mainly by you.
who owns it on paper doesn't change the fact that you are a young driver driving a vehicle that only needs small amount of damages before it's deemed 'written off' due to the outrageous price of parts for imports.
the only thing registering it and insuring it in your parents name will do, is make it inconvenient when you need to either claim or otherwise change your insurance in some way. ie, imagine if you are crashed in the middle of nowhere and need the car towed - you won't be able to ring your insurer to organise a tow because you won't be a policyholder - you'd need to get your parents to do it for you. that can cause enormous amounts of grief if parents are uncontactable for any reason. this happens ALL THE TIME.
imported cars tend to change hands a lot, once the 'owners' discover just how expensive they really cost.
Where is Youi car insurance? Are they Australia wide…I have heard that they are really good and cheap. Has anyone used Youi.com.au before? Please help as I am over paying the big companies for nothing!!
Youi is great for car insurance. I found them on the net about a month ago and was amazed by how great there rates are. Good company 9/10
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