Allstate Car Insurance Rating

Will Allstate increase my car insurance rates when i get convicted of possession charges?

It can affect you depending on how the charges are filed. They will often show up on an mvr as a major violation (similar to a dui) which will raise your rates. You can often have your driver's licenses suspended as a result which causes other problems.

So basically if the charges hit your MVR (motor vehicle report) then yes they with either increase your rates or cancel your policy at renewal.

2009-07-24 09:21:13 by Bizz

www.LifeInsuranceInformationSi te.com (life insurance companies) Life Insurance Company Ratings - Best Life Insurance Companies Top ... List of up ...

I currently have AAA insurance, but I don't like my agent, so I am switching. GMAC and Allstate both gave me good rates, so I am trying to decide between the two. Please let me know of your experience with either company. Thanks!

i had Allstate at one point and HATED them. my agent sucked and never did a thing for me but mess up my policy. i write for GMAC now and have not had a complaint from a client on them ever.

2008-02-09 17:36:56 by Leslie

i'm going for my license in a couple months, but maybe trying to prepare a little in advance, but i was just wondering the average cost of car insurance per month? i know the younger you are, the more it will be. if it helps, the car i'll use is a ford fusion, and i'm pretty sure my dads insurance is allstate, if that matters much.
i live in PA, and my GPA is about a 3.5, maybe a little higher (or about a B+ or and A- if thats easier)

Well you won't be able to get an exact quote unless you contact the insurance company directly. But generally your insurance will be higher since you are young and a new driver.

Since you mentioned your grades, I would try to see if Allstate or whichever insurance company you will have a policy with, has a "Good Student" discount. That will probably save you a couple of bucks a month.

2007-12-21 09:21:12 by marissssssaaaa

I am a safe driver. I've never had a car accident or ticket. As a consequence of my choices, I pay very low rates for car insurance. Other people I know have had accidents and many tickets, they pay a lot for car insurance. In this system, each person pays a different rate based on the consequences of their choices and actions. So what is wrong with this system? Why can't we use the exact same system for health insurance? If I eat right, exercise, and wash my hands then I will rarely get ill and should pay very low insurance rates. My neighbor eats junk food, smokes, and never exercises, has lots of medical issues and will for as long as he lives, shouldn't he pay a much higher rate for insurance? Why would anybody want a government system in which we will both pay the same rate? That is blatantly unfair to me since I make good choices and wont get sick as often. Furthermore, I have the choice of lots of different car insurance companies (Geico, Allstate, Nationwide, Progressive, etc.), this competition drives lower costs and better service. Why would I want to give up choice in favor of a monopoly? What is wrong with our car insurance system that somebody would not want the exact same system for our health care?

Health issues do not always arise based on the irresponsibility of the individual. A person could still get cancer from any number of factors, or suffer a life-threatening injury that requires immediate treatment, through no fault of their own.

There is one key difference between car insurance and health insurance: car insurance covers virtually everything, while health insurance is highly selective. If your car is significantly damaged in a wreck, one need not worry...even if the car is completely destroyed, you're still covered. Your premium will rise a great deal, but you're covered nonetheless. With private health insurance, companies that place financial interests over your health can severely limit your coverage options. They can deny you for treatments that they deem to expensive, unnecessary, or experimental.

The human body is a much more complex machine than any car...problems can occur at microscopic and undetectable levels, and unlike cars, some problems cannot be treated easily or even treated at all. All the diet and exercise in the world will not prevent, say, leukemia. And what about pre-existing conditions? If your car has something wrong with it before you buy it, you can simply return it for another one, free of charge. If there's something wrong with you at birth, like sickle cell or diabetes, you can't sue your mother, or your genes...and insurance companies can deny you on the basis of this condition.

But the bottom line is, people are not cars. Cars can be crafted to exact specifications, and their flaws are entirely the fault of the humans who build and operate them...which is not a real issue, as so many cars have such uniform parts that they can be replaced at any time...the entire vehicle can be replaced with an exact replica if necessary. But each of the hundreds of millions of humans in this country is distinct, fragile, and irreplaceable. We cannot simply replace a person's DNA, or just remove cancer cells and put in healthy cells (yet...but of course those options fall under experimental treatments which insurance companies will not cover).

Car insurance theories cannot ethically be applied to human life. Keeping profits as a priority over vehicular health, another consumer product, is fine. But placing profit over human health is where society should draw the line.

2009-08-03 08:16:50 by Aegis of Freedom

I filled out a couple quotes from esurance.com and allstate and i got like $2100 & $4100 premium 6 month payment. Does that mean its going to cost me that much for insurance for only 6 months? If so, that is insane. That would be $350-$750 dollars a month. That cannot be real. My dad gave me a quote from Allstate(thats what he has) and it was about $117.00/Mth for a Chevy Blazer for 18 Year Old First Driver. I am very new to the whole insurance thing so can someone just point me in a small direction to the lowest priced insurance with good plans. I would absolutely love to have an older car(oldsmobile, or between 60s&80s)But thats way to pricy, along with a nice sports vehicle. Because of the gas mileage and decent look, i would like a Chevy Convert Tracker. Just give me some advice if you know what im talking about. :)
Thanks Much
xox Brittany xox
Excuse me for the mistake above. My fathers quote was from State farm(thats what he has).

Your father should put you on his insurance, and you pay him,you will both win with this situation if multiple vehicles are on the same contract.... that's why the rate he gave you was so much cheaper. if your making payments on the vehicle, your creditor is probably requesting you get full coverge, which is why it's so expensive for someone your age, if you own the vehicle out right, just get the minimum state requirements( Ca. is PL/PD )..you can also try progressive insurance,takes almost no time for a quote and they are open nearly 24/7...good luck.

2007-03-05 10:10:14 by xox Brittany xox