Answers
I insure my car with Admiral insurance in the UK. Recently I was involved in a very minor accident, for which I do not intend to claim. It is not clear whether the other party will claim from their insurance or not. If I report the accident to my insurer, even if neither side actually puts in a claim pertaining to the accident, will this be considered as a claim for working out my No Claims Bonus next year?
I had a similar situation a few months ago. Someone clipped my back bumper, no major damage, and no injuries (thankfully). She was humming and hawing about whether she should put it through her insurance.
What I did was to straight away report the incident to my local garda station, just to have the incident on record, and I phoned my insurance company the following day. I didn't give my name, just made the specific enquiry - did I have to officially inform them of an incident in which I had no liability and no claim in. They told me I didn't, so I didn't officially inform them of anything!
The best thing always is to get any minor incident on record in your local police station - that way, you have some recourse if the other party decides to change their story - that happened once to a friend of mine, who ended up getting completely scr*wed by the other party.
Good luck.
www.1st-car-insurance-quote.co m Q: A quote that I just received from Admiral Car Insurance was quite low. Is the company legitimated? How could ...
I had an accident a couple of weeks ago. I lost control of my vehicle on a country lane. The amount of damage to the vehicle is considerably more than it's value so I know that they will write the car off. My policy document states that they will cancel my policy if the insured vehicle is written off. Will I get any of my money back? The company involved is Admiral.
That's the way it works in the U.S.. You no longer have a policy, so the unused premium should be returned. If the policy covered multiple vehicles, the policy would have to be adjusted to remove the demolished vehicle, so your premium should go down - but you might lose a "multi-car discount."
looking to buy a new car (uk feedback only please), been on admiral and they have given me the best quote
does anybody have any good insurance companys who will insure a young driver?
car i have is a VW GOLF R32.
believe it or not its cheaper insuring this car which is a 3.2L than it would be to buy a civic type R, which is only a 2.L
any help appreciated
well thats the thing i used confused yet the quote returned from admiral was more than when i went throught the site....
not very accurate if you ask me
Hey man... im a young driver and i got a really cheap quote via
http://www.adrian-flux-cheap-car-insuran ce.blogspot.com
Hope this helps
hi,
got full uk license 3 months ago, a car 1 month ago. im 18. i got 3 points on the phone 2 days ago. insured on my dads name with admiral. could i get away in not telling him and the insurance company? i know it stays on my record 4 years and valid 3 years. when will my max points go from 6 points to 12?
thanks
You absolutely need to tell your father who in turn is required to tell his insurance company.
Failure to do so could invalidate the policy and then you will be in real deep c@@@.
First 2 years of holding a license the max points is 6 before you lose license. After that it goes upto 12 pts.
wondering if anyone knows if you can drive another car which has no insurance cover of its own, using your own fully comp policy which covers you to drive other vehicles 3rd party. i've read alot on the net and can't find a definitive answer, i've read my policy docs and it only mentions about having permission to drive, i just rang up admiral my insurer and got the most helpful response of it SHOULD be ok but it would be better if the other car was insured wtf (you can tell they dont have uk call centres)
this is not for any snide reasons like driving a car i cant afford insurance on, its i go through a lot of buying old cars, and the thought just dawned on me to check and now i dont have a clue if im driving them legally or not
i should be ok then?
as the cars dont go in my name - mothers brothers ect.
and i am a private buyer
(and policy document has no mention as to other car needing own insurance)
just needed to be sure as police round here are very keen and love sticking big yellow stickers on the side of vehicles saying no insurance and towing them off
Yes it is ok if you DO NOT OWN the car. Have a look at the policy document for confirmation.
It will not be OK if the car belongs to you or is used to do with the motor trade so in your case it will not be covered full stop regardless of other cover on it.
I say this as you seem to be saying you want to use it to move cars you have bought.
Public 'dissatisfied' with UK roads | News Centre | Admiral Car ...
Public satisfaction with the condition of the UK's roads has continued to fall throughout 2009, according to the latest report by the Institution of Civil Engineers (ICE).
According to the group's third-quarter report on attitudes to public services, only 54% of people are satisfied with the state of the UK's roads and highways.
This is down from 62% at the start of the year, and 58% in Q2. It represents the third successive quarterly fall.
The ICE report places public confidence in the roads below that in other key public services, such as drinking water and sewage (84%), rubbish and waste disposal (74%), domestic electricity and gas supply (73%), public transport (64%) and the provision of flood defences (63%).
...Road accidents 'biggest cause' of young deaths | News Centre ...
Road traffic accidents kill more people aged 10-24 worldwide than any other single cause, according to research published in The Lancet medical journal .
And while global figures also reveal that violence, suicide, tuberculosis and HIV/AIDS are all significant mortality risks, one of the study's authors describes four out of five youth deaths in the UK as "entirely preventable".
Dr Russell Viner, of the University College London Institute of Child Health, explained that contrary to public concerns about knife and gun crime among young people, it was far less significant in the UK than in some other developed countries such as the USA.
But Dr Viner expressed concern at the UK's "much higher rates of alcohol and drug misuse than many other high-income countries", adding that injuries related to this misuse are "non-random, preventable events".
...News
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