Car Insurance
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Answers
I'm trying to find the cheapest car insurance since i'm under 25 in new york. I'm looking to pay no more then 400 a month just don't know where to find a good deal. Please advise
Cheap insurance for those under 25 is a bit of an oxymoron, especially in NY.
Best bet is to give an independent agent all your information and let him search his data base to find the best deal for you.
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Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!
No use in asking anyone else.
Insurance is dependent on things such as your residential zip code...besides obvious stuff like your own driving record.
Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!
Paying too much for car insurance. That is because Car insurance companies fool the average american, the same companies have the best deals available for people who actually look for deals because they know there is no other way to get them to join thier company. This site http://carinsurance.fsaenterprise.com has links to various car insurance companies that are guaranteed to give you their cheapest quotes. Thank You!
I just got my release for my license back and am looking for a new used car. I'm also trying to keep the insurance price down (I'm sure like everyone). Any suggestions on a type of car or insurance company that would be good to use please let me know. thnx
i've been looking at 80's-90's honda's and nissans... coupes, hatches, sedans...
Located in TN, USA
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.
The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.
An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.
In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records, and with your two DUIs, you should be looking for a car that you can pay CASH for and then carry ONLY the basics required by youir State.
Does TN have an Assigned Risk Plan? You might look into that to control your cost. I Know some agents in the Memphis area if that will help. If needed, email me direct.
Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!
Good luck, drive RESPONSIBLY and I hope this helps!
I'm a male, and I'll be 25 next month. I haven't actually owned a car before, since I've been usually on my parents' insurance, and I just used theirs if I needed a car. I want to own my own car now though, and I want to know what the cheapest cars would be for car insurance. I live in Norfolk, VA, United States, if that helps. I don't have a blemish at all on my driving record, either.
Check out this site, if you want to find the cheapest car insurance just in one minute,
http://best-cheap-car-insurance-usa.blog spot.com/
Here you can get free quotes from different car insurance companies in your area, its the best way to find an afforable car insurance with a reliable company.
Best Wishes,
Secrets to Car Insurance Under 25 Drivers
Nevertheless, there are some ways by which under-25 drivers can lower the fees they need to pay for their motor insurance policies.
One is to take some advanced driving lessons. Insurance companies usually specify which driving lesson would qualify a young driver for some insurance premium discount. Usually, the driving courses recognized by insurance companies are those on defensive driving. It is likewise advantageous in terms of lower premium if the young driver is a student with good grades. If a student whose academic record is good, many US insurance companies would offer him or her a discount.
The same goes for credit standing. If a young driver has a good credit history with a card company, for instance, chances are that the insurance companies will consider him or her a good risk and qualified for some discount in premiums to be paid.
...How much will my car insurance go up?
If you had a good record before, expect it to at least double, if not more. A friend of mine was on the losing end of a 50k dollar suit in an accident and his insurance was higher than most peoples car payments. You may also find it difficult to even obtain or maintain car insurance for a while, if your current provider doesn’t drop you you’ll probably be stuck with them for some time to come, and you should probably hold on to them because if you drop insurance all together they probably wont take you back for several years.
Quite a bit. If you are found to be at fault for an accident your insurance of course will go up. Each state has an amount set for points that will affect your insurance. The higher the points the higher the insurance.These points aren’t the same as the ones that are on your drivers license. These are insurance points. With you having $100,000 to be paid out, you are looking at the possiblity of anywhere from 25% to 50% increase in your insurance. And not to scare you but some insurance companies will no longer be able to insure you because of the amount of this loss; you could be considered a high risk now so the cancellation of you policy is a possibility. But you would always be notified before anything were to happen.
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Don't let the insurance company get away with paying less than you're owed. Each year, there are more than 300000 car wrecks in Georgia.