Auto Car Loans

I need a motorcycle loan

Nothng really. there are thousands of banks that write loans. They all have their own specific lending criteria, terms and conditions. CapOne has several programs from preferred loans with low interest, to hard-money for people with credit issues.

2008-04-19 11:29:06 by DIEGO T

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We pay current and arrears and have been for the last 5 years. We live in Texas and no one will give as an auto loan because of it any suggestions??? Thanks!

Check out this site to find the best auto loan just in one minute,

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Here you can get free quotes from different auto loan companies in your area, its the best way to find an affordable auto loan with a reliable company.

Best Wishes,

2009-09-25 20:49:25 by

I am looking to buy a used car, but I'm on a relatively tight budget. I don't want high monthly payments, and I'm willing to do a longer lease term. My question is, where do I find out information about car loans? Should I be pre-approved before I even go to the dealership? And if they run a credit check is it a hard hit on your credit?

I'm just having a really hard time getting some really good factual answers. What's a good interest rate? Are these online loan places legitimate? How do dealerships calculate how much they're willing to finance? and how much you qualify for?

Ok. There is a whole lot to cover here, but I will do my best. I am in the car bizz, and I finance vehicles. The best place to start looking for a car loan is your own bank, they have a history with you and will normally offer there own customers competitive rates. However, dealerships have agreements with some banks that will allow for alternative financing, such as longer terms. You can get pre-approved before you go to a dealership, most dealers have an online application that you can fill out and avoid going to the dealer before you know if you can get a loan. Credit bureau inquiries only have a bad affect on your score if they are excessive and all have negative outcomes such as loan denial. Having your credit pulled 3 or 4 times looking for an auto loan is not going to hurt you. The amount to be financed is determined solely by the bank you get a loan with, it will be determined by the year and milage of the vehicle as well as your personal credit score, the older the vehicle is the shorter amount of time you can finance it. The amount you will qualify for is determined by the bank also, they use your credit score and your income to determine a debt to income ratio. Typically you will be approved for 25% of you "free" income to put towards a car loan. 2500 a month in income should allow you up to a 500 pmt, but credit plays a role too. My bets advice to you is to go to a dealer website, that you trust and fill out an online application. You will be contacted shortly there after and if the finace manager is worth a squat he will be able to guide you through a smooth purchase and finance agreement.
Good Luck. Feel free to contact me if you have anymore questions.

2007-09-14 10:24:22 by Sharon

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Is there a reliable source in getting an Auto Loan for a used car even though i have bad credit?

I dont know anything about them, but I see their ads all of the time.

2009-03-25 11:41:21 by Jay

go default on mortgage? We are going thru short sale/foreclosure situation and stopped paying mortgage for a month now. Would a car loan lender raise rates based on our mortgage default? Or is the loan rate fixed for the terms of the loan?

Only credit cards have universal default clauses. If you are late paying the mortgage or car loan, the credit card company might just kick in the universal default. But your mortgage and car loans are installment loans with set interest (or at least rules for adjustable rate increase) that don't include universal default clauses.

2008-04-11 09:24:28 by Kim