Auto Loans
Benjamin Franklin's First Government Printing: The Pennsylvania General Loan Office Mortgage Register of 1729 and Subsequent Franklin Mortgage ... of the American Philosophical Society)
Keith Arbour (Paperback) Amer Philosophical Society 1999-12
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GM, Ford, and Chrysler all have outdated business models, and I've read that half of the bailout money would be used to pay for retiree health benefits. How does it make you feel knowing that your tax dollars are going to pay for someone's benefits that may be better than your own?
I agree. They need to go bankrupt to restructure their bloated union contracts... and maybe go under for good.
All this bailout is doing is saving some votes come next election. Buying union votes.
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This wouldn't be a "bailout", like what's happening in the finance and mortgage industry. These would be "loans" that are to be repaid.
If the american auto industry goes under. This country will truly be in a depression. There are literally tens of thousands of jobs tied to the american auto industry.
http://www.ft.com/cms/s/0/83bfe68c-8a8f- 11dd-a76a-0000779fd18c.html
If the Auto companies goes bankrupt they will be replaced with other auto company that have better products and ones that will need more workers for their strong and successful companies. Bailing out losers is not the smart thing to do.
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I mean the real ones - Toyota, Honda and the like which know how to operate their businesses. Lets give them $25 billion in government loans to expand their factories in America and create a lot of high wage manufacturing jobs for American workers.
At least those loans will not be wasted and also will be repaid.
I'm a Libertarian and believe in personal responsibility. It is very sad that many people might lose their jobs but I do not think it is ok to give the gobblement the power to steal our money just to safe some rich persons company and some people's jobs. In the end they chose where they work and now they will have to look for a new job. Tough luck.
If they file for bankruptcy wouldnt that just mean they'd have to restructure their deals with the unions and their loans. If they restructured salaries with the unions that would be a good thing and therefore help the auto companies out.
Personally I think that they should be held accountable for their actions and file bankruptcy like the rest of us would have if we owned a business and it went under b/c of poor management or inability to read the "market demands".
I do NOT think that congress should bail them out, I think that would send the wrong message and just solidify in the minds of the American populous that the government could care less about the average American citizen who has finance problems, but let one of their large contributors go under and everyone comes to their aid.
Everyone thought that they were voting for "change", this isn't change, they are still taking care of themselves, (congress and the president), and letting those of us affected by bad business deals by lay offs and the like, just go by the wayside.
No wonder our economy is in such a mess. All you have to do is send EITHER party a lot of money, screw your business up and then they will bail you out with the "average" American tax payers dollars, who now can't afford their mortgage, to send their children to school, and are for the first time in their lives living paycheck to paycheck.
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There are several grants available for American Indians. Check if you qualify for them:
10.768 USDA Business and Industry Loans http://12.46.245.173/pls/portal30/CATALO G.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog _nbr&p_arg_values=10.768
59.006 SBA 8(a) Business Development Program http://12.46.245.173/pls/portal30/CATALO G.PROGRAM_TEXT_RPT.SHOW?p_arg_names=prog _nbr&p_arg_values=59.006
You can find other grants for American Indians by going to Catalog of Federal Domestic Assistance (CFDA) http://www.cfda.gov and Grants.gov http://www.grants.gov - these are two sites created by the federal government to provide transparency and information on grants. Browse through the listings and see if you can find any grant that would support a for-profit venture.
When you go to CFDA http://www.cfda.gov
--> click on Search for Assistance Programs (HTML)
--> Browse the catalog By Beneficiary
--> Choose from the dropdown menu American Indian and you will find a list of grants available to you
Low-Interest Financing Available For Lambo Murcielago - Automoblog.net
So, Lamborghini has just announced a new “Retail Finance Plan” of low-interest loans for the 2009 and 2010 Murcielago LP640 Coupe and Roadster, their most exclusive vehicles on the market. Lambo is partnering with Woodside Credit and Volkswagen Credit Inc. to provide the financing programs through authorized dealers in the U.S.
Wait, you have to get auto loans for these things?
Pietro Frigerio, chief operating officer of Lamborghini’s American operations, said, “The Lamborghini Retail Finance Plan allows enthusiasts to finance one of most exclusive cars on the road at a more competitive rate than ever before.” And who am I do disagree with him?
...The American way of debt: Turning a profit by preying on the poor ...
The increasingly desperate financial crisis facing large sections of the American working class has been writ large in statistics. In September, 15.1 million people were unemployed, with over 5.4 million out of work for six months or more. Counting discouraged and involuntary part-time workers, the unemployment figure in America is now 17 percent, while those still holding a job are down to an average of 33 hours a week, a record low. But a section of business has turned the growth of poverty into a gold mine. Standing behind the big banks are several layers of an increasingly complex and parasitic finance industry. In the middle of this food chain are the professional debt buyers and securitized...
News
Bankruptcy Auto LoansLive-PR.com (Pressemitteilung) - Oct 15, 2009
fair-News.de (Pressemitteilung) get auto loans (http://www.nationwideautolending.com). Bankruptcies can happen due to a number of reasons. Many people including American car makers are Student Car Loan Online - How To Get Approved for Auto Loans for College Studentsall 71 news articles »
Wall Street Journal - Oct 15, 2009
New auto loans totaled $6.9 billion in the third quarter, up 82% from a year ago and 30% from the second quarter, fueled by the government's "cash for and more »The Associated Press - Oct 16, 2009
CardSmart.co.ukIn a breakdown of its lending, Capital One said defaults in its auto loan unit rose to 4.58 percent last month from 4.31 percent in August, Capital One reports credit card charge-offs increase in SeptemberUPDATE 2-Capital One credit card defaults rise in SeptemberCapital One credit card defaults, delinquencies riseall 113 news articles »
MarketWatch - Oct 02, 2009
Globe and MailThere were some decreases in delinquency rates on auto loans. Direct auto loans, those arranged by banks, fell to 2.46% from 3.01%. Indirect loans, put in Loan delinquencies hit record highs in 2nd quarterUS bank card delinquencies hit record highAuto loan delinquencies drop as economy picks up -all 105 news articles »
Gwinnett Gazette - Oct 15, 2009
Credit union rates on auto loans continued to be lower than banking institutions. The average rate for a 60-month new car loan was 5.54 percent for credit and more »Bloomberg - Oct 16, 2009
AIG, once the world's largest insurer, is selling assets to repay loans included in its $182.3 billion government bailout. Chief Executive Officer Robert and more »New York Times - Oct 07, 2009
Bonds backed by consumer debt — credit card debt, auto loans and some student loans — are being issued at costs close to those before the financial crisis, and more »